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التغيير الى العربية English

Emirates NBD International

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EmiratesNBD Apply Now
  • Current Accounts
  • Time Deposits
  • Cards
  • Personal Finance
  • Auto Lease
  • Ladies Banking Package
  • Foreign Exchange

PERSONAL BANKING
Simplified banking personalized

You're not ordinary, so why should your banking be? Emirates NBD customizes services and products to suit your special requirements and ever-changing needs while giving you the personalised attention you deserve.

Apply Now
And start enjoying these benefits


  • Current Accounts
  • Time Deposits
  • Cards
  • Personal Finance
  • Ijarah Home Financing
  • Auto Lease
  • Ladies Banking Package
  • Foreign
    Exchange

CURRENT ACCOUNTS
Convenience. Benefits.
All in one account.

Meet your daily needs and have options for how to save for the future you deserve. Maintain an account in Saudi Riyal or 8 other major currencies and enjoy a host of convenient services and benefits


Free Electron Debit Card accepted worldwide

Supplementary Cards for your family members

Chequebook facility

Open your Account
And experience convenient day to day banking


CURRENT ACCOUNT FEATURES
Easy day to day banking with a more personal touch

With our Current Accounts we will take care of all your financial needs, while keeping you in complete control

Standing Order facility to manage your monthly payments
Transfer funds with in accounts, locally & globally

Open your Account
And experience convenient day to day banking


ACCOUNTS
Open an account in Dubai from KSA

Exclusive to Emirates NBD KSA customers, you can now open a bank account in Emirates NBD in Dubai without having to travel to the UAE.Enjoy the following benefits:

  • Free transaction banking services worth AED 1,000 every calendar year
  • Free international ATM cash withdrawal above USD 300
  • 1 demand draft/manager΄s cheque every calendar month
  • Unlimited local and international remittances through online banking and one free at branches every calendar month**
  • First 3 Standing Instruction setups for free
  • E-statements, SMS alert
  • 10 free in branch teller transactions every month

*Fair use policy applies; penal charges and regular debit card usage charges are applicable.

** Offer for limited promotional period; beneficiary and correspondent bank charges if any will apply. For more information, please visit our website

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Open an account in Dubai from KSA

Choose from a wide range of Debit Cards:

   
Visa Platinum
  • Daily cash withdrawal limit of AED 25,000
  • Instant access to your funds and enhanced security when you shop
  • Access over 1million ATMs worldwide with your chip & pin debit card
Ladies Banking Platinum Complimentary Female Critical Illness Cover of AED 25,000
Go4it Get the twin advantages of a Debit Card for making purchases or cash withdrawals, and the RTA Nol Card for making payments on the RTA transit network.
Man Utd Platinum Express your support for the Champions with the Emirates NBD Man Utd Debit Card - the only Debit Card in the UAE that gives you an opportunity to win Priceless RED Experiences. Enjoy RED Deals that can get you fantastic discounts at premium restaurants, uniteddirect.com, sports stores and much more.

TIME DEPOSITS
Optimised profits to maximise your savings based on Murabaha

With attractive returns and a minimum term of 7 days, our Time Deposit account is a great first step to growing
the funds you need to achieve your immediate goals

Minimum deposit of SAR 100,000 or its equivalent in other major currencies
Market-leading profit rates, depending on the duration of the deposit and currency
Flexible terms
7 days to 1 year
Loan facility so you can access to funds as necessary without affecting your returns
Premature
withdrawals permitted

Example:

Minimum Deposit Amount  (SAR) Maturity Period AER Number of withdrawals Permitted in the 1st Year Number of withdrawals Permitted in the 2nd Year
100,000 7 days to 1 year NA Principal amount only NA

Apply Now
And start enjoying these benefits


CARDS
The joys and rewards of a fulfilling cashless lifestyle

Whether you enjoy fine dining and playing golf on the weekend, or simply need a card that rewards you with every local and international spend, there's an Emirates NBD Credit Card that's just for you.


Earn Rewards

Credit Shield

Mobile & Online Banking Access

See all Cards


PERSONAL FINANCE
Get closer to your dreams

A home of your own, further education or a way to get your small business started. Emirates NBD Personal Finance is the helping hand that supports your dreams.


Shariah Compliant
Up to 60
Easy monthly payments
Up to SAR 3mn
Financing amount

Re-financing options

See all Personal Finance products


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ISLAMIC SALARY TRANSFER PERSONAL FINANCING
Convenience with complete peace of mind

Have complete peace of mind while getting high finance amounts and enjoying convenient Direct Debit repayments to help you achieve what's most important to you

  • Shariah compliant
  • Low Annual percentage rate starting from 5.32% (5 year tenor)*
  • Financing up to SAR 3,000,000
  • Monthly installments period up to 60 months
  • Possibility of refinance after paying 20% of finance principal
  • Personal Finance Balance Transfer from other banks available
  • In case of customer's death or permanent disability, total outstanding finance amount will be waived

*For personal finance of SAR 200,000 over 60 months, the APR will be 5.32% the monthly installment would be SAR 3,791. Management fees 1% of principle amount capped at SAR 5,000 whichever is lower. APR may differ depending on the amount and maturity period different from the above example and subject to credit scoring of each customer.

Apply Now
And start enjoying these benefits


ISLAMIC NON-SALARY TRANSFER PERSONAL FINANCING
The financial flexibility you've
been looking for

Enjoy attractive rates and high finance amounts for the financial flexibility you need with no salary transfer required

  • Shariah compliant
  • Salary transfer not required
  • Low Annual percentage rate starting from 8.15% (5 year tenor)*
  • Monthly installment period up to 60 months
  • Possibility of refinance after paying 20% of finance principal
  • In case of customer's death or permanent disability, total outstanding finance amount will be waived

*For personal finance of SAR 200,000 over 60 months, the APR will be 8.15% the monthly installment would be SAR 4,041. Management fees 1% of principle amount capped at SAR 5,000 whichever is lower. APR may differ depending on the amount and maturity period different from the above example and subject to credit scoring of each customer.

Apply Now
And start enjoying these benefits


ISLAMIC BALANCE TRANSFER PERSONAL FINANCING
Save for what matters most to you

Consolidate all your payments and get more competitive terms on your existing financing from other banks. Our Islamic Balance Transfer Financing offers you low profit rates and lower monthly installments along with a host of other advantages.

  • Shariah-compliant Personal Financing
  • Low Annual percentage rate starting from 5.32% (5 year tenor)*
  • Option to apply for additional funds
  • Available for Salary Transfer and Non-Salary Transfer customers
  • In case of customer's death or permanent disability, total outstanding finance amount will be waived along with

*For personal finance of SAR 200,000 over 60 months, the APR will be 5.32% the monthly installment would be SAR 3,791. Management fees 1% of principle amount capped at SAR 5,000 whichever is lower. APR may differ depending on the amount and maturity period different from the above example and subject to credit scoring of each customer.

Apply Now
And start enjoying these benefits


Foreign Exchange
Easily transfer money to your accounts

At Emirates NBD, you can easily transfer money to your accounts within the Kingdom or around the world by simply choosing any of channels that is most convenient for you.

Know More


AUTO LEASE
The car of your dreams
now within reach

Drive the car you've always wanted with attractive rates and
flexible repayment terms

5
Upto 5 years Extended Warranty

Comprehensive GCC insurance coverage
60
Leasing from 12 months up to 60 months

Apply Now
And start enjoying these benefits


AUTO LEASE
Auto Lease Customer Service

Insurance Claim
International Authorization Issuance
Back up Key Request

Know more


Auto Lease - After Sales Services

Total Loss Claims

Local Driving Authorization (New/Renewal)

Lease Transfer Request

Insurance Certificate Request

Vehicle Return Request

General Inquiry

Request a Service

LADIES BANKING PACKAGE
Your privacy and convenience are our priority

Our personalised services exclusively for ladies are designed to give you utmost comfort for your day to day transactions. Visit our unique "Ladies" branch in Riyadh or access our services and products from the convenience of your home.

  • Accounts - Current and Savings
  • Time Deposit - Competitive profit margins
  • Credit cards - Visa Card (Silver, Gold, Platinum, Islamic, Infinite and Infinite Islamic)
  • Islamic Personal Finance
  • International Electron Card - free of charge
  • Safety Deposit Boxes - available for ladies to secure valuable belongings within the bank
  • Quick service with complete confidentiality

Open your Account
And experience convenient day to day banking


IJARAH HOME FINANCING
Owning your dream home is now easier

Emirates NBD is pleased to announce the launch of 'Ijarah', a mortgage product which helps Saudi Nationals to own their dream home with ease and comfort.

  • Home financing product with a promise to grant property
  • Available in fixed or variable* pricing
  • Available for Salary Transfer, Non-Salary Transfer and Self-employed customers
  • Loan to value starts from 70% up to 90%**
  • Maximum financing amount up to 5,000,000 Saudi Riyals
  • Financing period up to 30 years
  • Waiver of outstanding amount in case of death or permanent disability, God forbid
  • Fast and easy processing
  • Shariah compliant
  • Competitive annual percentage rate

* Fixed rate offered for first 2 years. Thereafter, 1 year SAIBOR + margin. E.g. 300bps
* * Depending on segment type : Maximum 70% LTV for second property.
Example: For a home financing of SAR 1,000,000 over 20 years, the APR will be 7.22% and the monthly installment would be SAR 7,750. In case of early settlement, 3 following months profit will be charged. Management fee of 1% from financed amount or capped at SAR 5,000 whichever is lower (including evaluation fee).

Click here for eligibility.

Apply Now
And start enjoying these benefits


Ijarah Home Financing Calculator

Property Value SAR

SAR 300,000 SAR 5,000,000

Tenor Years

1 year 30 years

Down Payment %

10% 90%

Monthly Installment SAR

* Interest rates are subject to daily change without notice and may affect the amount for which you qualify. The Bank reserves the right to cancel this pre-qualification at any time without any liability on the Bank or any of its directors and employees. The final approval will be subject to the Bank's credit policy and the satisfaction of all the securities and requirements requested by the Bank.

Detailed Calculator

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Ijarah Home Financing

Eligibility :

  • Applicant must be a Saudi National
  • Property must be a fully completed Villa/Apartment within Riyadh, Jeddah and Eastern Province
  • The applicant must be 21 years old when applying, and not more than 60 years old at financing maturity
  • Applicant’s length of service should not be less than 6 months
  • Minimum monthly salary of SAR 12,000 for salary transfer customers and SAR 15,000 for non- salary transfer customers

Terms and conditions apply

Useful Links

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  • How to add your Credit Card?
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  • How to use SADAD functions?
  • Report a lost/stolen card
  • Shariaa Compliant Personal Finance General Terms and Conditions
  • Credit Cards Terms & Conditions
  • Debit Cards Terms & Conditions
  • Product bundle – Initial Disclosure and Terms & Conditions
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