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Switch to Emirates NBD KSA

A big move. Bigger rewards.

Get your Visa Credit Card, spend 10,000 and transfer your salary to begin your journey towards up to 10,000 cashback.

Let’s verify your details

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3 simple steps to start earning your cashback

Estatements and SMS alerts

Get your new Emirates NBD KSA credit card - apply for and activate your credit card between 1 October and 30 November 2026

World wide access to online banking

Spend 10,000 — on your new credit card within 90 days of card issuance

247 customer service

Transfer your salary - at least 2 salaries credited to your Emirates NBD KSA current account within 3 months

Campaign validity date: 1 October until 30 November 2026.

Terms and conditions apply

Your core cashback

Based on your monthly salary, once you meet the minimum spend 10,000 and transfer 2 salaries:

Salary Band Cashback
Salary between 8,000 and 14,999 500
Salary between 15,000 and 39,999 1,250
Salary 40,000 and above 3,000

Boost your cashback

Add one or both boosters to earn even more cashback:

Balance Booster (3-Month Current Account Average Balance)

Salary Band Minimum 3-Month CA Avg Balance Cashback
Salary between 8,000 and 14,999 75,000 500
Salary between 15,000 and 39,999 150,000 2,750
Salary 40,000 and above 250,000 5,000

Note: New credit cardholders must meet spend and salary criteria within 3 months of credit card issuance.
(3-month period includes month of credit card issuance)

Financing Booster (Any new Home Finance)

Salary Band Minimum Financing Amount Cashback
Salary between 8,000 and 14,999 200,000 500
Salary between 15,000 and 39,999 500,000 1,000
Salary 40,000 and above 750,000 2,000

New credit cardholders must meet spend and salary criteria within 3 months of credit card issuance.
(3-month period includes month of credit card issuance)

Total Potential Cashback

This table shows the specific requirements and maximum potential cashback for each tier.

Salary Band Core Cashback (Credit Card Spend+ Salary*) Balance Booster (3-Month Avg Balance) New Home Finance Booster Total Potential Cashback
Salary between 8,000 and 14,999 500
(Spend: 10,000)
500
(Balance: 75,000)
500
(Financing: 350,000)
1,500
Salary between 15,000 and 39,999 1,250
(Spend: 10,000)
2,750
(Balance: 150,000)
1,000
(Financing: 750,000)
5,000
Salary 40,000 and above 3,000
(Spend: 10,000)
5,000
(Balance: 250,000)
2,000
(Financing: 1 Miliion)
10,000

*Note: New credit cardholders must meet spend and salary criteria within 3 months of credit card issuance.
(3-month period includes month of credit card issuance.)

Good to know:

  • Cashback is credited to your credit card before 28 February 2027 — your card must be active on the payout date
  • All credit card spend counts towards the qualifying spend, except for SADAD payments, cash advances, transfers to digital wallets and banks, bank fees, and any reversed or refunded transactions.