Auto Lease

The car of your dreams is now within your reach

Drive the car you've always wanted with attractive rates and flexible repayment terms.

Best in class insurance

Shariah Compliant

Repayment Period Up to 5 years

APPLY NOW

Name *

Mobile Number *

Monthly Income (SAR)*

City

Nationality *

*Terms & conditions apply

Auto Lease Product Features

Best-in-Class Insurance

Extended warranty available until the end of the repayment period with maximum mileage of 200,000 KMs*

Repayment period from 1 to 5 years

Shariah compliant

Ability of early settlement, contract cancellation and return of vehicle within the repayment period

Option to transfer the lease from existing to new customer

Facility to use the car abroad in GCC* countries & Jordan with insurance coverage

Certified Pre-Owned & 50/50 Leasing Available**

* Terms & Conditions apply

Auto Lease Insurance Features

Insurance coverage for GCC countries*

Insurance with agency repair for the entire repayment period

Personal accident benefits for the driver in case of accidents (God forbid)

Emergency medical expense

Natural perils coverage: Floods, windstorms, sandstorms, earthquakes, volcanic eruptions, hurricanes, and other convulsions of nature

* Terms & Conditions apply

Auto Lease Programs

Select the program that is right for you!

Emirates NBD offers you a wide range of Auto Lease programs that gives you the capability of owning the car of your dreams with comfort and ease.

New Vehicles Program

The Auto Lease program that provides you flexible payment terms

Apply now and get your new car with comfort & ease from a wide range of brands.

Features & Benefits:

Shariah compliant
Best-in-Class insurance
Agency repairs for the repayment period*
Insurance coverage for all GCC countries*
Extended warranty available until the end of the repayment period with maximum mileage of 200,000 KMs*
Repayment period from 1 year to 5 years
Ability to cancel the contract and return the car within the repayment period
Option to transfer the lease from existing to new customer
Facility to use the car abroad in GCC countries & Jordan*

*Terms & Conditions Apply

Know More

50/50 Program

The program which allows you to fully own your vehicle in 24 months

Apply now and get your car with our 50/50 program.

Features & Benefits:

Easy process and simple documentation requirements
Leasing for selected brands available for a tenor of 24 months
Comprehensive Insurance with agency repair and coverage for all GCC countries*
Ability to cancel the contract and return the car within the repayment period

*Terms & Conditions apply

Know More

Certified Pre-Owned Vehicles

Our certified pre-owned vehicles provide you with the luxury you require on the road

Apply now and get your luxury car.

Features & Benefits:

Fast application processing
Leasing is only available for the vehicles under the certified pre-owned setup of authorized dealerships*
Best-in-Class insurance with agency repair and coverage for all GCC countries*
Leasing tenor from 1 year to 5 years
Ability to cancel the contract and return the car within the repayment period

*Terms & Conditions apply

Know More

Ladies Offer

Take The Wheel And Drive Off In Your Dream Car

Own it now with one of the Lowest Rates in the market. Get your new car in a comfortable and easy way with our Auto Lease program whether your salary is transferred to us or any other bank in the Kingdom.

Your favorite car is now within reach with the following benefits:

Shariah compliant
Best-in-Class insurance
Extended warranty available until the end of the repayment period with maximum mileage of 200,000 KMs*
Repayment period from 1 to 5 years
Ability of early settlement, to cancel the contract and return the car within the repayment period
Option to transfer the lease from existing to new customer
Facility to use the car abroad in GCC countries & Jordan*with insurance coverage

*Terms and conditions apply

Know More

Customer Service

Our swift & enhanced aftersales services

Insurance claim
Total loss claims
Local Driving Authorization (New/Renewal)
Lease Transfer Request
Insurance Certificate Request
Vehicle Return Request
General Inquiries
International Driving Authorization
Backup Key Request

Auto Lease Insurance Features

Exclusive rates on all Porsche models

Porsche

Select one of 2 programs to obtain your car:

A five year installment plan on all Porsche models

Pay 50% of the price now and 50% after 2 years

Applicable for Salaried & Self-Employed banking borrowers only

Eligibility

Salaried Segment & Self Employed Segment
Customers from Government, Semi-Government and Private sector
Nationals & Expats

Benefits

Exclusive rates on all Porsche models
Comprehensive insurance along with agency repair during the tenor period
Insurance coverage for all GCC countries and Jordan*
Swift and enhanced aftersales services
Shariah Compliant

Click here for Customer Undertaking.

Exclusive rates on all Porsche models

Select one of 2 programs to obtain your car:

A five year installment plan on all Porsche models

Pay 50% of the price now and 50% after 2 years

Applicable for Salaried & Self-Employed banking borrowers only

Eligibility

Salaried Segment & Self Employed Segment
Customers from Government, Semi-Government and Private sector
Nationals & Expats

Benefits

Exclusive rates on all Porsche models
Comprehensive insurance along with agency repair during the tenor period
Insurance coverage for all GCC countries and Jordan*
Swift and enhanced aftersales services
Shariah Compliant

Click here for Customer Undertaking.

Auto Lease Financing Example

Salary Transfer Auto Lease Financing

Example 1:For New Auto Finance of SAR 100,000 over 60 months, the APR will be 10.33% and the monthly installment will be SAR 1,715
Example 2:For Certified Pre-Owned Auto Finance of SAR 100,000 over 48 months, the APR will be 12.90% and the monthly installment will be SAR 2,415
Example 3: For 50/50 Program Auto Finance of SAR 100,000 over 24 months, the APR will be 12.66% and the monthly installment will be SAR 1,098

Non Salary Transfer Auto Lease Financing

Example 1:For New Auto Finance of SAR 100,000 over 60 months, the APR will be 11.65% and the monthly installment will be SAR 1,768
Example 2:For Certified Pre-Owned Auto Finance of SAR 100,000 over 48 months, the APR will be 14.19% and the monthly installment will be SAR 2,478
Example 3: For 50/50 Program Auto Finance of SAR 100,000 over 24 months, the APR will be 12.66% and the monthly installment will be SAR 1,098

Self-Employed Auto Lease Financing

Example 1:For New Auto Finance of SAR 100,000 over 60 months, the APR will be 12.57% and the monthly installment will be SAR 1,797
Example 2:For Certified Pre-Owned Auto Finance of SAR 100,000 over 48 months, the APR will be 15.45% and the monthly installment will be SAR 2,540
Example 3: For 50/50 Program Auto Finance of SAR 100,000 over 24 months, the APR will be 12.66% and the monthly installment will be SAR 1,098

Renege Auto Lease: In the event that the customer does not fulfill its obligations, the bank has the right to merge, consolidate and deduct the credit balance from the client’s accounts provided that a judicial order is issued.
Responsible Financing: Please ensure that you can manage all existing and future financial commitments prior to taking further financing – failure to do so will result in a negative SIMAH score and difficulty availing finance products.

Please Note:
- For more information about Emirates NBD Credit Cards call us from KSA at 800 754 777, and outside KSA at +966112825566
- Emirates NBD - KSA is regulated by SAMA.Emirates NBD, Gulf Bank Branch, Commercial Registration No. 1010191741 P.O. Box 8166, Telephone: 011 282 5555
- National Address: 8152, King Fahd Road, AlMuhammadiyah District, Unit 1, Riyadh 12363 – 4380
- Certified with the Certificate number 1 / 150. Licensed and Regulated by SAMA
www.emiratesnbd.com.sa

Eligibility

Employment Criteria:

For salary transfer & non-salary transfer segment: the minimum salary should be SAR 8,000
For self-employed segment: the minimum monthly revenue should be SAR 20,000

Age Criteria:

Salaried customers should be between 21 and 60 years (including Loan tenor)
Non-salaried customers should be between 25 and 65 years (including Loan tenor)

Length of Service:

Salary Transferred: minimum of 1 month
Non-Salary Transfer: minimum of 3 months
For Expats: less than 2 years of service requires a 5% additional down payment then continues payment on the current norm
Self-employed: A minimum of 1 year in business

Number of Vehicles per borrowers:

Maximum of 3 vehicles (for Saudi Nationals)
Maximum of 2 vehicles (for expats)

Approved Brands Under the Program:

All (as per the Bank’s policy)

Financing Cap:

Criteria	Approved Finance Amount
Finance Amount (Principal only)	Minimum: SAR 20,000
Finance Amount (Principal only)	Maximum: SAR 500,000

*Terms & Conditions apply

Eligibility

Employment Criteria:

For salary transfer & non-salary transfer segment: the minimum salary should be SAR 15,000
For self-employed segment: the minimum monthly revenue should be SAR 30,000

Length of Service:

Salary Transferred: minimum of 1 month
Non-Salary Transfer: minimum of 3 months
For Expats: less than 2 years of service requires a 5% additional down payment then continues payment on the current norm
Self-employed: A minimum of 1 year in business

Approved Brands Under the 50/50 (High Down Payment) Program:

Bentley
Lamborghini*
Land Rover/Range Rover
Mercedes
Porsche
BMW
Audi
Mini Cooper
Volkswagen

Leasing Tenor:

24 Months

Financing Cap:

Criteria	Approved Finance Amount
Finance Amount (Principal only)	Bentley: SAR 750,000
Finance Amount (Principal only)	All other brands: SAR 500,000

*Terms & Conditions apply

Eligibility

Employment Criteria:

Eligibility for a maximum financing amount of SAR 100,000, Salary should range between SAR 12,000 and SAR 14,900 )
Eligibility for a maximum financing amount of SAR 500,000, Salary should be SAR 15,000 and above

For self-employed segment: the minimum monthly revenue should be SAR 30,000

Approved Brands Under the Pre-Owned Vehicles Program:

Mercedes
BMW
Audi
Range Rover
Jaguar
Lexus
Infiniti

Financing Cap:

Criteria	Approved Finance Amount
Finance Amount (Principal only)	All Brands SAR 500,000

Approved grid for vehicle model and kilometers
Same Year Model		1 Year Old Model	2 Year Old Model
Leasing Tenor	60 Months	48 Months	36 Months
Max. Mileage	20,000 KMs	30,000 KMs	60,000 KMs

*Terms & Conditions apply

Auto Lease

The car of your dreams is now within your reach

APPLY NOW

*Terms & conditions apply

We have successfully received your request

Auto Lease Product Features

Auto Lease Insurance Features

Auto Lease Programs

Select the program that is right for you!

The Auto Lease program that provides you flexible payment terms

The program which allows you to fully own your vehicle in 24 months

Our certified pre-owned vehicles provide you with the luxury you require on the road

Take The Wheel And Drive Off In Your Dream Car

Our swift & enhanced aftersales services

Auto Lease Insurance Features

Select one of 2 programs to obtain your car:

Pay 50% of the price now and 50% after 2 years

Eligibility

Benefits

Select one of 2 programs to obtain your car:

Pay 50% of the price now and 50% after 2 years

Eligibility

Benefits

Auto Lease Financing Example

Eligibility

Eligibility

Eligibility

Eligibility

Segments

Customer Care

About Emirates NBD KSA

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