Jarir Infinite card
ksa_visa_infinite_credit_card

Jarir Infinite Credit Card

Exclusive Shopping Privileges at Jarir and Beyond

Unlock a premium shopping experience with Jarir cashback, rewards and more.
Installment plan up to 24 months at Jarir stores
Installment plan up to 24 months at Jarir stores
Cashback on purchases done online or at Jarir stores
Cashback on purchases done online or at Jarir stores
Cashback on local and international retail spend
Cashback on local and international retail spend

Jarir Points

Get rewarded for all your spends

Earn Jarir Points and you can easily and instantly redeem them to cashback through any of our Online/Mobile banking channels or call center toll free number 800 754 7777.

Earn 2% Cashback on Jarir Bookstores and Jarir online purchases*

Earn 1% Cashback on local and international retail spend*

*Applicable on all spends except for SADAD, cash withdrawals / quasi cash transactions, wallet payments (based on merchant category code assigned by schemes)

Your Jarir points balance will appear on your credit card section at Emirates NBD online banking.

To learn about Credit Cards Fees and Charges, click here.

See how much you can earn

SAR 0 SAR 10,000
SAR 0 SAR 10,000
SAR 0 SAR 10,000
SAR 0 SAR 10,000

With Jarir Infinite Credit Card, you could earn

SAR {0}

per month, which is equal to {0} Jarir Points

Please note that this is a just estimated calculation based on above amounts

The points to be redeemed should be minimum of 100 points

Travel, Leisure & Lifestyle Benefits

Elect a journey with a peace of mind

24-Hour Concierge
VAT processing – Blue Lounge

Financial & Security Benefits

We have got you covered wherever you go

Installment Payment Plans
Bill Payments
Buyers Protection
Fraudulent Card Misuse Protection
Extended Warranty

Assistance Services

Always by your side

SMS Alerts
24 Hour Assistance
Online Access

UAE Offers

We bring the best UAE has to offer

Being one of the largest regional banks, we also have exclusive offers for our customers when they travel to the UAE for business or leisure; be it restaurants, family entertainment or health clubs and spas.
Bon Appetit

Bon Appétit

An exclusive dining experience
Know more
Good Times

GoodTimes

Open up a world of unique experiences
Know more
LiveWell

LiveWell

Find the healthier you, inside and out
Know more

Additional Benefits

Infinite Credit card brings you a host of additional benefits

Dragon Dining

Dragon Dining

Get complimentary access to over 200 airport restaurant offers globally
Know More
Agoda

Agoda.com

With access to over 985,000+ locations worldwide
Know More
Entertainer

Entertainer

Get complimentary access to the xperience with the Entertainer
Know More
Hotels

Hotels.com

Get an 8% discount on hotel stay bookings via www.hotels.com
Know More
YQ Meet

YQ Meet & assist

YQ is a global network of specialist airport meet & assist service partners
Know More
Dragon Pass

Visa Airport Companion

Enjoy your stress-free trip with access to 1200 airport lounges around the world
Know More

Disclosure Schedule

Card APR Annual Interest Rate Monthly Minimum Payment % Months to Payoff Balance Annual Fee
Jarir Infinite 47.32% 35.88% 5% 85 7,000 SAR 600

*APR Calculated on Credit Limit Amount of SAR 30,000

  • APR is subject to change depending on the card’s credit limit and outstanding balance.
  • Bank reserves the right to change fee and rates at any time with appropriate notice to customers.
  • Product tiers (Platinum or Infinite) and the Credit Limit assigned to customer is subject to Bank's internal policies and review of customer's credit report
  • Minimum Income required for Infinite cards is SAR 30,000

For the detailed fees and charged schedule, please click here.

Jarir Infinite Credit Card Calculator

SAR 0 SAR 0
Click here for Fees & Charges

APR is subject to change depending on the card's credit limit and outstanding balance.
Product tiers (Platinum or Infinite) and the Credit Limit assigned to customer is subject to Bank's internal policies and review of customer's credit report
Minimum Income required for Infinite cards is SAR 30,000

Last modification: 16th September 2024

APR
Annual Fee
{0} SAR

Monthly Interest Rate is
{0} % *

Bank reserves the right to change fee and rates at any time with appropriate notice to customers

*Subject to terms and conditions.

Requirements and documents

  • Filled application form
  • Copy of your original ID
  • Salary Certificate
  • Valid salary slip
  • Original bank statement for the last 6 months

Example 1 (Month 1):Assuming that the Cardholder is assigned the statement billing date as 7th day of every month and he does the following transactions in the billing period 7th March and 7th April.

  • Retail purchases worth 10,000 on March 10th
  • Cash withdrawal of 6,000 on 1st April

It is assumed that no previous balance is carried forward from the March 7th statement, the Cardholder will receive his April 7th statement detailing total transactions of 16,075 (principal balance + cash advance fee of 75 for every cash withdrawal).

The Cardholder needs to make a payment towards the outstanding within 25 days from the statement date (due date: April 30th). The payment can range between 5% and 100% of the outstanding amount.

Total interest charges for cash advance billed in the statement of April 7th will be 6,075 x 35.88% x 7 days / 360 days* = 42.38

* Interest on cash advance transactions is calculated on a daily basis since date of transaction until cash advance transaction amount is fully settled.

Example 2 (Month 2):In the following month starting April 7th, Cardholder will have the carry forward balance of 16,117.3. In case a partial payment of 3,000 is received on May 2nd, interest charges for the May 7th statement will be calculated as per the following:

  • Retail transaction since date of transaction (Mar 10th) until date of payment (May 2nd): 10,000 x 35.88% x 52 days / 360 days** = 518.26
  • Retail transaction since date of payment (May 2nd) until statement issuance date (May 7th): 10,000 x 35.88% x 5 days / 360 days** = 49.83
  • Cash balance since last statement issuance date (April 7th) until date of payment (May 2nd): 6,117.3 x 35.88% x 25 days / 360 days = 152.42
  • Cash balance since date of payment (May 2nd) until statement issuance date (May 7th): 3,117.3 x 35.88% x 5 days / 360 days = 15.53

Total interest charges billed in the statement of May 7th will be 730.04

**Interest on retail transactions is calculated on a daily basis since date of transaction, if the outstanding balance is not fully settled by the payment due date.

Example 3 (Month 3):Starting May 7th, Cardholder will have the carry forward balance of 13,847.34. In case the customer does following transactions during this month:

  • Partial payment of 3,500 on May 10th
  • Retail transaction of 3,000 on May 16th
  • Cash withdrawal transaction of 600 on May 18th

Interest charges will be calculated as per the following:

  • Retail balance since last statement issuance date (May 7th) until date of payment (May 10th): 10,347.34 x 35.88% x 2 days / 360 days = 20.63
  • Retail balance since date of payment (May 10th) until statement issuance date (June 7th): 10,347.34 x 35.88% x 29 days / 360 days = 299.07
  • Cash balance since last statement issuance date (May 7th) until date of payment (May 10th): 3,285.25 x 35.88% x 2 days / 360 days = 6.55
  • Cash balance since date of payment (May 10th) until statement issuance date (June 7th): 361.42 x 35.88% x 29 days / 360 days = 10.45
  • New cash advance since date of transaction (May 18th) until statement issuance date (June 7th) * : 675 x 35.88% x 21 days / 360 = 14.13

Total interest charges billed in the 7th of June statement will be 326.25

Examples are Excusive of Value Added Tax 15%

 
Card Months to Payoff Monthly Minimum Payment% Annual Interest Rate Balance
Infinite 85 5% 35.88% 7,000
  • Filled application form
  • Copy of your original ID
  • Salary Certificate
  • Valid salary slip
  • Original bank statement for the last 6 months

Example 1 (Month 1):Assuming that the Cardholder is assigned the statement billing date as 7th day of every month and he does the following transactions in the billing period 7th March and 7th April.

  • Retail purchases worth 10,000 on March 10th
  • Cash withdrawal of 6,000 on 1st April

It is assumed that no previous balance is carried forward from the March 7th statement, the Cardholder will receive his April 7th statement detailing total transactions of 16,075 (principal balance + cash advance fee of 75 for every cash withdrawal).

The Cardholder needs to make a payment towards the outstanding within 25 days from the statement date (due date: April 30th). The payment can range between 5% and 100% of the outstanding amount.

Total interest charges for cash advance billed in the statement of April 7th will be 6,075 x 35.88% x 7 days / 360 days* = 42.38

* Interest on cash advance transactions is calculated on a daily basis since date of transaction until cash advance transaction amount is fully settled.

Example 2 (Month 2):In the following month starting April 7th, Cardholder will have the carry forward balance of 16,117.3. In case a partial payment of 3,000 is received on May 2nd, interest charges for the May 7th statement will be calculated as per the following:

  • Retail transaction since date of transaction (Mar 10th) until date of payment (May 2nd): 10,000 x 35.88% x 52 days / 360 days** = 518.26
  • Retail transaction since date of payment (May 2nd) until statement issuance date (May 7th): 10,000 x 35.88% x 5 days / 360 days** = 49.83
  • Cash balance since last statement issuance date (April 7th) until date of payment (May 2nd): 6,117.3 x 35.88% x 25 days / 360 days = 152.42
  • Cash balance since date of payment (May 2nd) until statement issuance date (May 7th): 3,117.3 x 35.88% x 5 days / 360 days = 15.53

Total interest charges billed in the statement of May 7th will be 730.04

**Interest on retail transactions is calculated on a daily basis since date of transaction, if the outstanding balance is not fully settled by the payment due date.

Example 3 (Month 3):Starting May 7th, Cardholder will have the carry forward balance of 13,847.34. In case the customer does following transactions during this month:

  • Partial payment of 3,500 on May 10th
  • Retail transaction of 3,000 on May 16th
  • Cash withdrawal transaction of 600 on May 18th

Interest charges will be calculated as per the following:

  • Retail balance since last statement issuance date (May 7th) until date of payment (May 10th): 10,347.34 x 35.88% x 2 days / 360 days = 20.63
  • Retail balance since date of payment (May 10th) until statement issuance date (June 7th): 10,347.34 x 35.88% x 29 days / 360 days = 299.07
  • Cash balance since last statement issuance date (May 7th) until date of payment (May 10th): 3,285.25 x 35.88% x 2 days / 360 days = 6.55
  • Cash balance since date of payment (May 10th) until statement issuance date (June 7th): 361.42 x 35.88% x 29 days / 360 days = 10.45
  • New cash advance since date of transaction (May 18th) until statement issuance date (June 7th) * : 675 x 35.88% x 21 days / 360 = 14.13

Total interest charges billed in the 7th of June statement will be 326.25

Examples are Excusive of Value Added Tax 15%

 
Card Months to Payoff Monthly Minimum Payment% Annual Interest Rate Balance
Infinite 85 5% 35.88% 7,000

Frequently Asked Questions

The Jarir Credit Card is a new co-brand credit card with one of the biggest retailers in the kingdom of Saudi Arabia. This card gives you the maximum cashback on your day to day spends at Jarir, with no monthly caps for cashback and no required minimum spend.

Jarir Credit Card is available in Platinum and Infinite depending on the customer's choice and eligibility.

No.

You can earn cashback on retail spends, both domestic and international.

You can request to redeem the cashback via mobile banking, online banking or the 24/7 call center. After accumulating 100 points or more, you will have the option to redeem the cashback in parts or in full. No paper work, no filling up forms. The Cashback will be credited to your Card Account within 3 working days of receiving your instructions.

The Jarir Credit Card is a new co-brand credit card with one of the biggest retailers in the kingdom of Saudi Arabia. This card gives you the maximum cashback on your day to day spends at Jarir, with no monthly caps for cashback and no required minimum spend.

Jarir Credit Card is available in Platinum and Infinite depending on the customer's choice and eligibility.

No.

You can earn cashback on retail spends, both domestic and international.

You can request to redeem the cashback via mobile banking, online banking or the 24/7 call center. After accumulating 100 points or more, you will have the option to redeem the cashback in parts or in full. No paper work, no filling up forms. The Cashback will be credited to your Card Account within 3 working days of receiving your instructions.

The Cashback will not be deducted from your overall bill generated at the merchant establishment. This Cashback amount is over and above all the discounts offered by the merchants from time to time.
Shopping on the Internet will also qualify for the Cashback. The Cashback will be determined by the merchant’s ID.
You are enrolled into the Jarir Cashback program automatically upon activation of your Jarir Credit Card.
In case a refund occurs for a previous transaction, or the transaction is converted to Installment payment plans the respective cashback will be deducted from the accrued cashback of the month in which the reversal is posted.
Yes, the unredeemed cashback will expire if unused for 36 months after being accumulated.

Earn Cashback on as the below categories:

  • 2% Cashback on Jarir purchases with no cap and no minimum spend when the transaction is not converted to IPP.
  • 1% Cashback for Local retail Spend on eligible transactions.
  • 1% Cashback for International retail Spend on eligible transactions.
  • 0% Installment Plans up to 24 months at Jarir stores (minimum amount for eligibility = SAR 1,500).
  • Weekly exclusive offers by Jarir for Jarir Credit Cardholders.
  • 10% discount on almost all School Supplies, Office Supplies, Arts & Crafts, Books and Computer bags and all other offers and campaigns provided by Emirates NBD and VISA.
The Jarir Cashback program does not have any enrolment fee.
No.
Cashback redemption is available at a minimum of SAR 100.
The redeemed Cashback will reflect as a credit balance and can be used to make further purchases as a normal Credit Card balance. Only the Primary Cardholder can redeem this amount and it will be credited to his Credit Card account. Please note that the redeemed Cashback cannot be en-cashed or transferred to any entity/ any other card.
In the case of any outstanding on your card, the Cashback will clear it off just like a cash payment. In the case of no outstanding the Cashback amount will reflect as a credit in the Card account.
The Card’s annual fees charged by the Bank. Cash withdrawal. The Card's financial dues charged by the Bank. Late payment fees. Traveler’s cheques, balance transfer, payment of loans / Bank charges / or other unauthorized fees. Purchase of foreign currency. Contributions, installments or other payments pertaining to the Credit Shield or any other insurance programs or products that the Bank may choose to provide. Payment of the SADAD service payments through the Bank either online and/or using any other payment channel provided by the Bank; and the transactions that the Bank deems to be disputed, false, unauthorized, illegal and/or fraudulent. In case of topping up the digital wallets or transferring part of the Credit Limit to the digital wallet. Government payments, public services bills, gas station transactions, semi-cash transactions, and any of the commercial categories specified by the Bank. Balance transfer.

DIAL A CHEQUE

Card holders can request a Managers Cheque against their credit limit via the call center. Cheques can be issued with credit limits of 30% addressed to “self” and upto 60% addressed to any company or institution.

Company or institution payments include but are not limited to school, realestate, house rent,construction, contractor fees and more.

You can also convert the Dial a Cheque repayment to monthly installment plans at a low rate as per your convenience.

BILL PAYMENTS

Use your Emirates NBD Infinite Credit Card to pay your utility bills.

Buyers Protection

Shop with confidence with Buyers Protection, your purchases are insured in case of loss, accidental damage or theft. Please refer to www.cardholderbenefitsonline.com for full policy details.

SADAD Bill payments

Use your Emirates NBD Infinite credit card to pay via internet banking or phone banking for SADAD.

24 HOUR ASSISTANCE

For any queries related to your card call Emirates NBD toll free number 800 754 7777.

ONLINE ACCESS

Access your card account from anywhere in the world. You can monitor your balance, make transactions, and pay your bills through your Emirates NBD online banking account.

SMS ALERTS

Receive SMS alerts after every transaction you make which allows you to immediately identify any unauthorized use.

Agoda.com

  • With access to over 985,000+ locations worldwide, agoda.com truly does offer the world at your fingertips. Receive up to an additional 12% off your booking when choosing properties listed as promotion eligible.
  • The Promotion is not available on all merchant properties and can be availed only by visiting the following URL: www.agoda.com/visamena.

Dragon Dining

  • Get complimentary access to over 200 airport restaurant offers globally. Please download the app “Dine & Fly” and complete a simple registration in order to begin redeeming.
  • View the Terms and Conditions on the DragonPass Dine & Fly app.

Visa Airport Companion

Visa Airport Companion App brings you luxury airport lounge access privileges, in partnership with Dragon Pass.

Starting October 1st 2024, you will need to be registered through the App to access your Premium Visa card airport benefits.

Follow these simple steps to enjoy airport lounge access:

  • Download the Visa Airport Companion App starting today
  • Register with your eligible Visa card ahead of your trip
  • Enjoy access to 1,200 lounges worldwide
  • To utilize the subsequent complimentary airports lounges every calendar year, cardholder must spend 1USD or equivalent in non-Saudi Riyal on both the primary and supplementary cards 15 days prior visiting airport lounges. If the purchase criteria are not met, then cardholder will be charged for each use entry
  • The Cardholder is entitled to unlimited lounge visits + one (1) guest (for each visit)
  • To be eligible for unlimited visits, the Cardholder needs to spend one transaction non-Saudi Riyal equivalent to USD1 in each calendar year

Through the App, you can discover a curated selection of lounges across global airport destination, complete with bespoke privileges linked to your Visa card. Moreover, you can instantly access the latest information on all the airport lounge access available.

For more information on your lounge benefits.

Download from App Store Download from Google Play

Terms and Conditions apply.

INSTALLMENT PAYMENT PLANS

With the Emirates NBD Installment Payment Plan you can buy now and pay conveniently in 3, 6, 9 or 12 monthly installments at a low monthly profit margin.

Just call us on 800 754 7777 or log into your mobile or internet banking within 50 days of making your purchase and choose a plan that best suits your needs.

24-HOUR CONCIERGE

As an infinite holder, you have access to a digital concierge channel in addition to telephone and email services. We will take care of your reservations, travel arrangements, and even getting you the products that are hard to get. Take a seat and enjoy the exclusiveness of your Infinite Card.

Visit www.visaconciergecemea.com, email concierge@visainfinite-mea.com, or call  +9714 361 1234 for more information.

Hotels.com

  • Get an 10% discount on hotel stay bookings via www.hotels.com , a leading provider of hotel accommodation worldwide.
  • Simply visit www.hotels.com/visa and at the time of payment, use promo code “VISA10MX22” to receive the discount.

YQ Meet & assist

  • YQ is a global network of specialist airport meet & assist service partners. Card holders are eligible for discounts up to 15% on services such as limo transfer, visa on arrival, baggage porters etc.
  • Book via https://cemea.yqnowgroup.com and the discount is applied directly to the transaction.

Credit Shield

  • Credit Shield is an invaluable insurance benefit which covers your credit card outstanding balance should any unforeseen circumstances result in death or permanent and total disability (God forbid).
  • This is an optional feature and will be charged at a percentage of the outstanding balance at the end of each month. Customers have the flexibility to activate or deactivate this feature at their convenience.

FRAUDULENT CARD MISUSE PROTECTION

Report unauthorized charges, loss, or theft of your card and we will have you covered. All you need to do is to provide us with written notice of the claim within 30 days of the incident.

Please visit www.cardholderbenefitsonline.com for more information.

Extended Warranty

Emirates NBD provides you with an extended coverage for an additional 12 months from the expiry date of the original warranty.

Please visit www.cardholderbenefitsonline.com for more information.

Fees & Charges

Emirates NBD Credit Cards jarir Infinite
Membership Fees
Annual Fee 600
Supplementary Cards (Up to 5 Cards) Free
Other Fees and Charges
Annual Percentage Rate (APR)* 47.32%
Interest Rate (Retail Purchases)
Interest Rate (Cash Advance)		 2.99%
Cash withdrawal fees (ATM withdrawal, current account transfer) 3% of the withdrawal amount with a maximum of 75
Cash advance fee (electronic wallet charging) Free
Late Payment Fee 50
Foreign Currency Transaction Fee 2.00%
Card Replacement Fee 15
Copy of Sales Voucher 50
Duplicate Statement Fee (per copy)
Up to last 3 months Free
General
Payment Due Date 25 Days
Credit Period Up to 53 Days
Minimum Payment Due 5% of the outstanding limit
Cash Advance Limit 30%

All Charges are subject to Value Added Tax 15%.
*APR Calculated on Credit Limit Amount 30,000 and is inclusive of VAT.

Terms and conditions:
  • Only valid for Infinite Credit Cardholders, customer can request up to 4 complimentary airport transfers in one calendar year (January – December). A one-way transfer is considered a drop from airport transfers.
  • All requests should be made 2 clear days prior to the service date excluding the date of placing the request and date of booking (e.g. airport transfer request for June 25th, 2024 need to be placed on or before June 22nd, 2024).
  • Airport transfer is available only if the air ticket has been purchased through Emirates NBD Infinite Credit Card.
  • Internal Emirate transfers are not valid.
  • Service available for Infinite Credit Card issued by Branch of Emirates NBD Bank -kingdom of Saudi Arabia (hereinafter referred to as Emirates NBD”).
  • Airport Transfer in UAE Services are provided by our authorized third party service provider Thriwe Consulting FZ LLC.
  • A charge of AED 1 will be made on your card as a confirmation of your service for which you will receive an SMS alert on your registered mobile number. However this amount will not reflect in your card statement.
  • Only Valid for transfers within city limit of UAE.
  • These Terms and Conditions has been drafted in both Arabic and English version and in case of discrepancies, the Arabic shall prevail.
  • These Terms and Conditions are subject to the laws and regulations of the Kingdom of Saudi Arabia laws and the Committees for the Banking and Financial Disputes and Violations shall the non-exclusive jurisdiction over any dispute related to these Terms and Conditions.

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