Best Credit Cards in Saudi Arabia | Apply for a Credit Card

Credit Cards

Enjoy a diverse range of luxurious privileges on all your spends

Example of Minimum Payment Only

Card	Monthly Interest Rate	APR*	Annual Interest Rate	Monthly Minimum Payment %	Months to Payoff	Balance	Annual Fee
Rahhala Platinum	3.20%	48.65%	38.40%	5%	85	7,000	300
Rahhala Infinite	3.20%	51.66%	38.40%	5%	85	7,000	700
Jarir Platinum	3.20%	48.65%	38.40%	5%	85	7,000	300
Jarir Infinite	3.20%	50.91%	38.40%	5%	85	7,000	600
Infinite	3.20%	51.66%	38.40%	5%	85	7,000	700
Platinum Plus	3.20%	46.38%	38.40%	5%	85	7,000	Free
Platinum	3.20%	48.65%	38.40%	5%	85	7,000	300
Mazeed	3.20%	47.90%	38.40%	5%	85	7,000	200

All Charges are subject to Value Added Tax 15%.

*APR Calculated on Credit Limit Amount 30,000 and is inclusive of VAT.

APR is subject to change depending on the card’s credit limit and outstanding balance.
Bank reserves the right to change fee and rates at any time with appropriate notice to customers.
Product tiers (Platinum or Infinite) and the Credit Limit assigned to customer is subject to Bank's internal policies and review of customer's credit report
Minimum Income required for Infinite cards is 30,000

For the detailed fees and charges schedule, please click here.

Credit Card Calculator

1. Select Credit Card

Click here for Fees & Charges

The Annual Percentage Rate (APR) may vary depending on the card's credit limit and outstanding balance.
Product tiers (Platinum or Infinite) and the credit limit assigned to customer is subject to Bank's internal policies and review of customer's credit report.
The minimum monthly income required to qualify for Infinite Cards is SAR 20,000

Last modification : 2 June 2026.

APR

Annual Fee

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Monthly Interest Rate is
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Bank reserves the right to change fee and rates at any time with appropriate notice to customers

*Subject to terms and conditions.

Supplementary Cards

Share the benefits with your loved ones

For family members aged 16 and above:
- Spouse
- Son or Daughter
- Mother or Father
- Grandson or Granddaughter
- Grandfather or Grandmother
You can issue up to 5 free supplementary cards
A valid Saudi ID, Iqama or GCC ID is required

The primary cardholder is responsible for all supplementary card transactions.

International Transaction Calculator

If you like to know the value of your international transaction in Saudi Riyal, please click here.

*All Bank fees amount in SAR are subject to 15% VAT

Debit Cards

Meet your daily needs with your easy, secure, and convenient
Emirates NBD debit card

Personal Banking Debit Card

Personalized banking for a cashless lifestyle

Premium Banking Debit Card

Premium banking experience inspired by you

Priority Banking Debit Card

Priority banking experience inspired by you

Private Banking Debit Card

Inspiring what’s next

Click here for Terms & Conditions

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Fees & Charges

Emirates NBD Credit Cards	Rahhala Platinum	Rahhala Infinite	Jarir Platinum	Jarir Infinite	Platinum	Platinum Plus	Mazeed Cashback	Infinite
Membership Fees
Annual Fee	300	700	300	600	300	Free	200	700
Supplementary Cards (Up to 5 Cards)	Free	Free	Free	Free	Free	Free	Free	Free
Other Fees and Charges
Annual Percentage Rate (APR)*	48.65%	51.66%	48.65%	50.91%	48.65%	46.38%	47.90%	51.66%
Interest Rate (Retail Purchases) Interest Rate (Cash Advance)	3.20%	3.20%	3.20%	3.20%	3.20%	3.20%	3.20%	3.20%
Cash withdrawal fees (ATM withdrawal, current account transfer)	3% of the withdrawal amount with a maximum of 75
Cash advance fee (electronic wallet charging):	Free
Late Payment Fee	50	50	50	50	50	50	50	50
Foreign Currency Transaction Fee	2.00%	2.00%	2.00%	2.00%	2.00%	2.00%	2.00%	2.00%
Card Replacement Fee	15	15	15	15	15	15	15	15
Duplicate Statement Fee (per copy)
Up to last 3 months	Free	Free	Free	Free	Free	Free	Free	Free
General
Payment Due Date	25 Days	25 Days	25 Days	25 Days	25 Days	25 Days	25 Days	25 Days
Credit Period	Up to 53 Days	Up to 53 Days	Up to 53 Days	Up to 53 Days	Up to 53 Days	Up to 53 Days	Up to 53 Days	Up to 53 Days
Minimum Payment Due	5% of the outstanding limit	5% of the outstanding limit	5% of the outstanding limit	5% of the outstanding limit	5% of the outstanding limit	5% of the outstanding limit	5% of the outstanding limit	5% of the outstanding limit
Cash Advance Limit	30%	30%	30%	30%	30%	30%	30%	30%

Cards

The joys and rewards of a fulfilling cashless lifestyle