Auto Lease | Vehicle Leasing in Saudi Arabia | Emirates NBD KSA

Auto Lease Programs

Select the program that is right for you!

Emirates NBD offers you a wide range of Auto Lease programs that gives you the capability of owning the car of your dreams with comfort and ease.

New Vehicles Program

50/50 Program

Certified Pre-Owned Vehicles

Disclosure of Interest Rates & Financing for Auto Lease Products

Our swift & enhanced aftersales services

Own Your Dream Car With up to 45% Balloon Payment

New Vehicles Program

The Auto Lease program that provides you flexible payment terms

Apply now and get your new car with comfort & ease from a wide range of brands.

Features & Benefits*:

Fast Application Processing
Fully Shariah Compliant - Leasing Structure Based on Ijarah
Most Competitive Profit Rates
Best in Class Insurance
Agency Repair Option for Whole Tenure*
GCC Insurance Cover Option*
Option to Avail Personal Accident Benefit for Driver In Case of Accident, Emergency Medical Expense and Natural Perils (God Forbid)*
Option to Transfer Lease to New Customer
Option to Use Car in GCC Countries and Jordan
Financing Tenure from 12 to 60 Months.
Certified Pre-Owned and 50/50 Leasing Schemes Available**

*Terms & Conditions Apply
** Available on Select Brands

Register your interest

50/50 Program

The program which allows you to fully own your vehicle in 24 months

Apply now and get your car with our 50/50 program.

Features and Benefits*:

Fast Application Processing
Fully Shariah Compliant - Leasing Structure Based on Ijarah
Most Competitive Profit Rates
Best in Class Insurance
Agency Repair Option for Whole Tenure*
GCC Insurance Cover Option*
Option to Avail Personal Accident Benefit for Driver In Case of Accident, Emergency Medical Expense and Natural Perils (God Forbid)*
Option to Transfer Lease to New Customer
Option to Use Car in GCC Countries and Jordan
Financing Tenure up to 24 Months

*Terms & Conditions apply

Register your interest

Certified Pre-Owned Vehicles

Our certified pre-owned vehicles provide you with the luxury you require on the road

Apply now and get your luxury car.

Features & Benefits*:

Fast Application Processing
Fully Shariah Compliant - Leasing Structure Based on Ijarah
Most Competitive Profit Rates
Best in Class Insurance
Agency Repair Option for Whole Tenure*
GCC Insurance Cover Option*
Option to Avail Personal Accident Benefit for Driver In Case of Accident, Emergency Medical Expense and Natural Perils (God Forbid) *
Option to Transfer Lease to a New Customer
Option to Use Car in GCC Countries and Jordan
Financing Tenure from 12 to 60 Months

*Terms & Conditions apply

Register your interest

Customer Service

Our swift & enhanced aftersales services

Insurance claim
Total loss claims
Local Driving Authorization (New/Renewal)
Lease Transfer Request
Insurance Certificate Request
General Inquiries
International Driving Authorization
Backup Key Request
Renew Vehicle Registration

Request a Service

Auto Lease Calculator

1. Select Auto Lease Type ?

2. Select Finance Type ?

Car Price

SAR 20,000 SAR 1,200,000

Down Payment

% 0 % 90

Balloon Payment

% 3 % 35

Tenor

Years 1 Years 5

Note: Profit Rates, Down Payment, Balloon Payment, Tenor and the Financing Limits may vary & are subject to Bank's policy

Management Fee 0.5% of the finance amount or 2,500 whichever is lower

For 50/50 program: Maximum Financing Amount is capped at 500,000 for regular cars and 750,000 for (Bentley Only)

Salary Type	New cars	Certified pre owned	50-50
Salary assigned	Minimum monthly salary required for this financing option is SAR 5,000	Minimum monthly salary required for this financing option is SAR 5,000	Minimum monthly salary required for this financing option is SAR 10,000
Non salary assigned	Minimum monthly salary required for this financing option is SAR 5,000	Minimum monthly salary required for this financing option is SAR 5,000	Minimum monthly salary required for this financing option is SAR 10,000
Self employed	Minimum monthly salary required for this financing option is SAR 25,000	Minimum monthly salary required for this financing option is SAR 25,000	Minimum monthly salary required for this financing option is SAR 30,000

Last modification : 06 August 2026

1. Customer Type?

Saudi Expat

2. Car Type?

Standard / Luxury Sports / Coupe

Finance Amount

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Down Payment Amount

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Term Cost

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Balloon Payment Amount

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APR

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Management Fees (Including VAT)

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Total Insurance Premium (Estimated)

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Total Repayment amount

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Based on the Auto Lease program, your monthly installment is

SAR

*

APR may differ depending on the amount and maturity period and subject to credit scoring of each customer

*Subject to terms and conditions.

The net finance amount must be more than SAR 20,000 to calculate the monthly installment. Please adjust your inputs or contact us for further assistance.

Auto Lease Financing Example

Salary Transfer Auto Lease Financing

Example 1: For New Auto Finance of 100,000 over 60 months, the APR will be 9.87% and the monthly installment will be 1,629
Example 2: For Certified Pre-Owned Auto Finance of 100,000 over 48 months, the APR will be 10.35% and the monthly installment will be 1,795
Example 3: For 50/50 Program Auto Finance of 100,000 over 24 months, the APR will be 13.38% and the monthly installment will be 1,032

Non Salary Transfer Auto Lease Financing

Example 1: For New Auto Finance of 100,000 over 60 months, the APR will be 10.26% and the monthly installment will be 1,652
Example 2: For Certified Pre-Owned Auto Finance of 100,000 over 48 months, the APR will be 10.73% and the monthly installment will be 1,817
Example 3: For 50/50 Program Auto Finance of 100,000 over 24 months, the APR will be 13.38% and the monthly installment will be 1,032

Self-Employed Auto Lease Financing

Example 1: New Auto Finance of 100,000 over 60 months, the APR will be 12.24% and the monthly installment will be 1,543
Example 2: For Certified Pre-Owned Auto Finance of 100,000 over 48 months, the APR will be 14.70% and the monthly installment will be 1,833
Example 3: For 50/50 Program Auto Finance of 100,000 over 24 months, the APR will be 13.38% and the monthly installment will be 1,032

Auto Lease Product Features

Best-in-Class Insurance

Best-in-Class Insurance

Repayment period from 1 to 5 years

Shariah compliant

Ability of early settlement

Option to transfer the lease from existing to new customer

Facility to use the car abroad in GCC* countries & Jordan with insurance coverage

Certified Pre-Owned & 50/50 Leasing Available**

*Terms & Conditions Apply

**On selected brands only / Terms & Conditions Apply

Auto Lease Insurance Features

Best-in-Class Insurance

Insurance with agency repair for the entire repayment period*

Insurance coverage for GCC countries*

Personal Accidents Benefits for the driver in case of accidents or death ( god forbid )*

Emergency medical expense*

Natural perils coverage: Floods, windstorms, sandstorms, earthquakes, volcanic eruptions, hurricanes, and other convulsions of nature*

*Terms & Conditions Apply