Personal Finance Top-Up | Top-Up Loan | Emirates NBD KSA

Top Up after paying off a minimum of 20%

Flexible repayment period of 12 up to 60 months

Available for both Saudis and expats

Features

Fully Shariah-compliant

Low and competitive profit rate

Available for both Saudis and expats

Available for both salary transfer & non-salary transfer

Finance amounts up to

3,000,000

Flexible repayment period of 12 up to 60 months

Waiver of outstanding amount in case of death or permanent disability, God forbid

Quick Turnaround time for all applications

No guarantor required

Financing options for retired customers

Possibility of early repayment at any time based on request

Installments deferment

Option of partial payment

Administrative fees equivalent to 1% of the financed amount, capped at 5,000

Product terms and requirements:

Minimum age: 21 years
Minimum salary: 5,000 /Saudis and 8,000 for expats
Customer age: maximum age 60 years (at the time of maturity of the loan)
Nationality: Saudi nationals or expats
Financing option available for employees of both approved and non-approved employers with Emirates NBD
Top up after paying off a minimum of 20%

Required documents:

National ID or passport for residents
Salary certificate
GOSI certificate
National address letter

1. Salary assigned?

Yes No

2. Customer type?

Saudi Expat

Financing amount required

20,000 SAR 3,000,000 SAR

Tenor

1 Year(s) 5 Year(s)

Salary

5,000 SAR 500,000 SAR

* Interest rates vary by tenor & subject to bank policy

* Management fees: 1% of finance amount (capped at 5,000). Late payment fees: 150. EMI deferment fees: 100. Early settlement fees: 3 months term cost from date of finance closure.

*Management fees: 1% of finance amount (capped at 5,000). Late payment fees: 150. EMI deferment fees: 100.

With personal finance, monthly installment is

SAR

*

APR may differ depending on the amount and maturity period and subject to credit scoring of each customer

*Subject to terms and conditions.