Personal Finance Top-Up | Top-Up Loan

Top Up after paying off a minimum of 20%

Flexible repayment period of 12 up to 60 months

Available for both Saudis and expats

Features

Fully Shariah-compliant

Low and competitive profit rate

Available for both Saudis and expats

Available for both salary transfer & non-salary transfer

Finance amounts up to

3,000,000

Flexible repayment period of 12 up to 60 months

Waiver of outstanding amount in case of death or permanent disability, God forbid

Quick Turnaround time for all applications

No guarantor required

Financing options for retired customers

Possibility of early repayment at any time based on request

Installments deferment

Option of partial payment

Management fee equivalent to 0.5% of finance amount (Capped at 2,500)

Minimum age: 21 years
Minimum salary: 5,000 /Saudis and 8,000 for expats
Customer age: maximum age 60 years (at the time of maturity of the loan)
Nationality: Saudi nationals or expats
Financing option available for employees of both approved and non-approved employers with Emirates NBD
Top up after paying off a minimum of 20%

Salary Transfer Personal Financing

Example 1: For personal finance of 200,000 over 60 months, the APR will be 5.57% and the monthly installment will be 3,791
Example 2: For personal finance of 150,000 over 36 months, the APR will be 5.27% and the monthly installment will be 4,479
Example 3: For personal finance of 100,000 over 12 months, the APR will be 5.35% and the monthly installment will be 8,521

Non Salary Transfer Personal Financing

Example 1: For personal finance of 200,000 over 60 months, the APR will be 8.41% and the monthly installment will be 4,042
Example 2: For personal finance of 150,000 over 36 months, the APR will be 8.69 % and the monthly installment will be 4,698
Example 3: For personal finance of 100,000 over 12 months, the APR will be 9.25% and the monthly installment will be 8,688

Self-Employed Personal Financing

Example 1: For personal finance of 200,000 over 60 months, the APR will be 5.57%and the monthly installment will be 3,791
Example 2: For personal finance of 150,000 over 36 months, the APR will be 5.27%and the monthly installment will be 4,479
Example 3: For For personal finance of 100,000 over 12 months, the APR will be 5.35%and the monthly installment will be 8,521