ISLAMIC SALARY TRANSFER PERSONAL FINANCING

Convenience with complete peace of mind

Have complete peace of mind while getting high finance amounts and enjoying convenient Direct Debit repayments to help you achieve what's most important to you

  • Shariah compliant
  • Low Annual percentage rate starting from 5.75% (5 year tenor)*
  • Financing up to SAR 3,000,000
  • Monthly installments period up to 60 months
  • Possibility of refinance after paying 20% of finance principal
  • Personal Finance Balance Transfer from other banks available
  • In case of customer's death or permanent disability, total outstanding finance amount will be waived

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ISLAMIC NON-SALARY TRANSFER PERSONAL FINANCING

The financial flexibility you've been looking for

Enjoy attractive rates and high finance amounts for the financial flexibility you need with no salary transfer required

  • Shariah compliant
  • Salary transfer not required
  • Low Annual percentage rate starting from 8.61% (5 year tenor)*
  • Monthly installment period up to 60 months
  • Possibility of refinance after paying 20% of finance principal
  • In case of customer's death or permanent disability, total outstanding finance amount will be waived

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ISLAMIC BALANCE TRANSFER PERSONAL FINANCING

Save for what matters most to you

Consolidate all your payments and get more competitive terms on your existing financing from other banks. Our Islamic Balance Transfer Financing offers you low profit rates and lower monthly installments along with a host of other advantages.

  • Shariah-compliant Personal Financing
  • Low Annual percentage rate starting from 5.75% (5 year tenor)*
  • Option to apply for additional funds
  • Available for Salary Transfer and Non-Salary Transfer customers
  • In case of customer's death or permanent disability, total outstanding finance amount will be waived along with

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*Management fees: 1% of finance amount (capped at SAR 5,000). Late payment fees: SAR 150. EMI deferment fees: SAR 100. APR may differ depending on the amount and maturity period different from the above examples and subject to credit scoring of each customer.

Example 1: For personal finance of SAR 200,000 over 60 months, the APR will be 5.32% and the monthly installment will be SAR 3,791.

Example 2: For personal finance of SAR 150,000 over 36 months, the APR will be 4.86% and the monthly installment will be SAR 4,479.

Example 3: For personal finance of SAR 100,000 over 12 months, the APR will be 4.21% and the monthly installment will be SAR 8,521.

*Management fees: 1% of finance amount (capped at SAR 5,000). Late payment fees: SAR 150. EMI deferment fees: SAR 100. APR may differ depending on the amount and maturity period different from the above examples and subject to credit scoring of each customer.

Example 1: For personal finance of SAR 200,000 over 60 months, the APR will be 8.15% and the monthly installment will be SAR 4,042.

Example 2: For personal finance of SAR 150,000 over 36 months, the APR will be 8.26 % and the monthly installment will be SAR 4,698.

Example 3: For personal finance of SAR 100,000 over 12 months, the APR will be 8.04% and the monthly installment will be SAR 8,688.

*Management fees: 1% of finance amount (capped at SAR 5,000). Late payment fees: SAR 150. EMI deferment fees: SAR 100.APR may differ depending on the amount and maturity period different from the above examples and subject to credit scoring of each customer.

Example 1: For personal finance of SAR 200,000 over 60 months, the APR will be 5.32% and the monthly installment will be SAR 3,791.

Example 2: For personal finance of SAR 150,000 over 36 months, the APR will be 4.86% and the monthly installment will be SAR 4,479.

Example 3: For personal finance of SAR 100,000 over 12 months, the APR will be 4.21% and the monthly installment will be SAR 8,521.

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