Platinum Plus Credit card
Visa platinum credit card

Platinum Plus Credit Card

A Free for Life Credit Card for a Privileged Lifestyle

All the privileges and advantages you need, live life to the fullest with your globally accepted free for life card. Get the lifestyle you deserve along with all the special offers and rewards that are carefully selected for you.
Upto 1 Cashback
Upto 1% Cashback
Installment Plans
Installment Plans*
Contactless Atheer Payment
Contactless Atheer Payment
Lounge access
Lounge access

*Applicable on selected merchants only

Get rewarded on all your spends

Earn Plus Points and redeem them through call center toll free number 800 754 7777 or through Emirates NBD online banking.

Earn 1 Plus Point for every 1 Riyal spend*

*Applicable on all spends except for SADAD, cash withdrawals / quasi cash transactions, wallet payments (based on merchant category code assigned by schemes)

Redeeming Plus Points

 You can easily and instantly redeem your plus points through Emirates NBD toll free number 800 754 7777 or through Emirates NBD online banking.

 Your plus points balance will appear on your credit card section at Emirates NBD online banking.

To learn about Credit Cards Fees and Charges, click here.

See how much you can earn

SAR 0 SAR 3,000
SAR 0 SAR 20,000
SAR 0 SAR 2,000
SAR 0 SAR 2,000
SAR 0 SAR 4,000

With Emirates NBD Platinum Plus Credit Card, you could earn

SAR {0} Cashback

per month, which is equal to {0} Plus Points

Please note that this is a just estimated calculation based on above amounts
The points to be redeemed should be minimum of 10,000 points and multiple of 10,000

Security & Insurance Benefits

We have got you covered wherever you go

UAE Offers

We bring the best UAE has to offer

Being one of the largest regional banks, we also have exclusive offers for our customers when they travel to the UAE for business or leisure; be it restaurants, family entertainment or health clubs and spas.
Bon Appetit

Bon Appétit

An exclusive dining experience
Know more
Good Times

GoodTimes

Open up a world of unique experiences
Know more
LiveWell

LiveWell

Find the healthier you, inside and out
Know more

Additional Benefits

Platinum Plus Credit card brings you a host of additional benefits

Dragon Dining

Dragon Dining

Get complimentary access to over 200 airport restaurant offers globally
Know More
YQ Meet

YQ Meet & assist

YQ is a global network of specialist airport meet & assist service partners
Know More
Hotels

Hotels.com

Get an 8% discount on hotel stay bookings via www.hotels.com
Know More
Agoda

Agoda.com

With access to over 985,000+ locations worldwide
Know More
Entertainer

Entertainer

Get complimentary access to the xperience with the Entertainer
Know More
Dragon Pass

Visa Airport Companion

Enjoy your stress-free trip with access to 25 airport lounges around the world
Know More

Disclosure Schedule

Card APR Annual Interest Rate Monthly Minimum Payment % Months to Payoff Balance Annual Fee
Platinum Plus 42.82% 35.88% 5% 85 7,000 Free

    *APR Calculated on Credit Limit Amount of SAR 30,000

  • APR is subject to change depending on the card’s credit limit and outstanding balance.
  • Bank reserves the right to change fee and rates at any time with appropriate notice to customers.
  • Product tiers (Platinum or Infinite) and the Credit Limit assigned to customer is subject to Bank's internal policies and review of customer's credit report

For the detailed fees and charged schedule, please click here.

Platinum Plus Credit Card

SAR 0 SAR 0
Click here for Fees & Charges

APR is subject to change depending on the card's credit limit and outstanding balance.
Product tiers (Platinum or Infinite) and the Credit Limit assigned to customer is subject to Bank's internal policies and review of customer's credit report

Last modification : 26th July 2023

APR
Annual Fee
{0} SAR

Monthly Interest Rate is
{0} % *

Bank reserves the right to change fee and rates at any time with appropriate notice to customers

*Subject to terms and conditions.

  • Filled application form
  • Copy of your original ID
  • Salary Certificate
  • Valid salary slip
  • Original bank statement for the last 6 months

Example 1 (Month 1):Assuming that the Cardholder is assigned the statement billing date as 7th day of every month and he does the following transactions in the billing period 7th March and 7th April.

  • Retail purchases worth SAR 10,000 on March 10th
  • Cash withdrawal of SAR 6,000 on 1st April

It is assumed that no previous balance is carried forward from the March 7th statement, the Cardholder will receive his April 7th statement detailing total transactions of SAR 16,075 (principal balance + cash advance fee of SAR 75 for every cash withdrawal).

The Cardholder needs to make a payment towards the outstanding within 23 days from the statement date (due date: April 30th). The payment can range between 5% and 100% of the outstanding amount.

Total interest charges for cash advance billed in the statement of April 7th will be SAR 6,075 x 35.88% x 7 days / 360 days* = SAR 42.38

* Interest on cash advance transactions is calculated on a daily basis since date of transaction until cash advance transaction amount is fully settled.

Example 2 (Month 2):In the following month starting April 7th, Cardholder will have the carry forward balance of SAR 16,117.3. In case a partial payment of SAR 3,000 is received on April 29th, interest charges for the May 7th statement will be calculated as per the following:

  • Retail transaction since date of transaction (Mar 10th) until date of payment (April 29th): SAR 10,000 x 35.88% x 50 days / 360 days** = SAR 498.3
  • Retail transaction since date of payment (April 29th) until statement issuance date (May 7th): SAR 10,000 x 35.88% x 9 days / 360 days** = SAR 89.7
  • Cash balance since last statement issuance date (April 7th) until date of payment (April 29th): SAR 6,117.3 x 35.88% x 21 days / 360 days = SAR 128.04
  • Cash balance since date of payment (April 29th) until statement issuance date (May 7th): SAR 3,117.3 x 35.88% x 9 days / 360 days = SAR 27.96

Total interest charges billed in the statement of May 7th will be SAR 744.03

**Interest on retail transactions is calculated on a daily basis since date of transaction, if the outstanding balance is not fully settled by the payment due date.

Example 3 (Month 3):Starting May 7th, Cardholder will have the carry forward balance of SAR 13,861.42. In case the customer does following transactions during this month:

  • Partial payment of SAR 3,500 on May 10th
  • Retail transaction of SAR 3,000 on May 16th
  • Cash withdrawal transaction of SAR 600 on May 18th

Interest charges will be calculated as per the following:

  • Retail balance since last statement issuance date (May 7th) until date of payment (May 10th): SAR 10,588.03 x 35.88% x 2 days / 360 days = SAR 21.11
  • Retail balance since date of payment (May 10th) until statement issuance date (June 7th): SAR 10,000 x 35.88% x 29 days / 360 days = SAR 289.03
  • Cash balance since last statement issuance date (May 7th) until date of payment (May 10th): SAR 3,273.38 x 35.88% x 2 days / 360 days = SAR 6.52
  • Cash balance since date of payment (May 10th) until statement issuance date (June 7th): SAR 361.42 x 35.88% x 29 days / 360 days = SAR 10.45
  • New cash advance since date of transaction (May 18th) until statement issuance date (June 7th) * : SAR 675 x 35.88% x 21 days / 360 = SAR 14.13

Total interest charges billed in the 7th of June statement will be SAR 341.24

Examples are Excusive of Value Added Tax 15%

Card Months to Payoff Monthly Minimum Payment% Annual Interest Rate Balance
Platinum Plus 85 5% 35.88% 7,000
  • Filled application form
  • Copy of your original ID
  • Salary Certificate
  • Valid salary slip
  • Original bank statement for the last 6 months

Example 1 (Month 1):Assuming that the Cardholder is assigned the statement billing date as 7th day of every month and he does the following transactions in the billing period 7th March and 7th April.

  • Retail purchases worth SAR 10,000 on March 10th
  • Cash withdrawal of SAR 6,000 on 1st April

It is assumed that no previous balance is carried forward from the March 7th statement, the Cardholder will receive his April 7th statement detailing total transactions of SAR 16,075 (principal balance + cash advance fee of SAR 75 for every cash withdrawal).

The Cardholder needs to make a payment towards the outstanding within 23 days from the statement date (due date: April 30th). The payment can range between 5% and 100% of the outstanding amount.

Total interest charges for cash advance billed in the statement of April 7th will be SAR 6,075 x 35.88% x 7 days / 360 days* = SAR 42.38

* Interest on cash advance transactions is calculated on a daily basis since date of transaction until cash advance transaction amount is fully settled.

Example 2 (Month 2):In the following month starting April 7th, Cardholder will have the carry forward balance of SAR 16,117.3. In case a partial payment of SAR 3,000 is received on April 29th, interest charges for the May 7th statement will be calculated as per the following:

  • Retail transaction since date of transaction (Mar 10th) until date of payment (April 29th): SAR 10,000 x 35.88% x 50 days / 360 days** = SAR 498.3
  • Retail transaction since date of payment (April 29th) until statement issuance date (May 7th): SAR 10,000 x 35.88% x 9 days / 360 days** = SAR 89.7
  • Cash balance since last statement issuance date (April 7th) until date of payment (April 29th): SAR 6,117.3 x 35.88% x 21 days / 360 days = SAR 128.04
  • Cash balance since date of payment (April 29th) until statement issuance date (May 7th): SAR 3,117.3 x 35.88% x 9 days / 360 days = SAR 27.96

Total interest charges billed in the statement of May 7th will be SAR 744.03

**Interest on retail transactions is calculated on a daily basis since date of transaction, if the outstanding balance is not fully settled by the payment due date.

Example 3 (Month 3):Starting May 7th, Cardholder will have the carry forward balance of SAR 13,861.42. In case the customer does following transactions during this month:

  • Partial payment of SAR 3,500 on May 10th
  • Retail transaction of SAR 3,000 on May 16th
  • Cash withdrawal transaction of SAR 600 on May 18th

Interest charges will be calculated as per the following:

  • Retail balance since last statement issuance date (May 7th) until date of payment (May 10th): SAR 10,588.03 x 35.88% x 2 days / 360 days = SAR 21.11
  • Retail balance since date of payment (May 10th) until statement issuance date (June 7th): SAR 10,000 x 35.88% x 29 days / 360 days = SAR 289.03
  • Cash balance since last statement issuance date (May 7th) until date of payment (May 10th): SAR 3,273.38 x 35.88% x 2 days / 360 days = SAR 6.52
  • Cash balance since date of payment (May 10th) until statement issuance date (June 7th): SAR 361.42 x 35.88% x 29 days / 360 days = SAR 10.45
  • New cash advance since date of transaction (May 18th) until statement issuance date (June 7th) * : SAR 675 x 35.88% x 21 days / 360 = SAR 14.13

Total interest charges billed in the 7th of June statement will be SAR 341.24

Examples are Excusive of Value Added Tax 15%

Card Months to Payoff Monthly Minimum Payment% Annual Interest Rate Balance
Platinum Plus 85 5% 35.88% 7,000

Frequently Asked Questions

No, you won't be able to access lounges using your physical VISA card, only via VISA Airport Companion App.

Yes, to register on the App, you will need to enter your Visa card details to verify the cardholder privileges.

No, registration must be completed via the app before you can access the lounge. You can register from anywhere with an internet connection. We highly recommend registering prior to arriving at the lounge to ensure a seamless entry experience.

Yes, you are welcome to bring guests to the lounges. If you do not have complimentary guest visits, you can still invite guests for an additional fee, which will be charged to your registered VISA card.

VISA Airport Companion App is a fully digital, app-based experience. Unfortunately, without a smartphone, you will be unable to utilize this service.

No, you won't be able to access lounges using your physical VISA card, only via VISA Airport Companion App.

Yes, to register on the App, you will need to enter your Visa card details to verify the cardholder privileges.

No, registration must be completed via the app before you can access the lounge. You can register from anywhere with an internet connection. We highly recommend registering prior to arriving at the lounge to ensure a seamless entry experience.

Yes, you are welcome to bring guests to the lounges. If you do not have complimentary guest visits, you can still invite guests for an additional fee, which will be charged to your registered VISA card.

VISA Airport Companion App is a fully digital, app-based experience. Unfortunately, without a smartphone, you will be unable to utilize this service.

Yes, you can add multiple eligible Visa cards to your Visa Airport Companion account. Simply navigate to the membership page and select 'Add new membership' to enter the details of your additional card. Once validated, a new membership linked to that card will be created. You can easily switch between memberships by selecting 'Switch membership' on the membership page.

Each secondary cardholder must register their own account with VISA Airport Companion App, using their personal details, including their name as per their passport and their email address. Lounge staff will verify the name on the VISA Airport Companion App profile, and entry will be denied if it does not match the cardholder’s identity.

Yes, you can enable offline access through your device’s biometrics. Upon registration, you will be prompted to enable offline access, however this must be completed while the App is connected to Wi-Fi or mobile data. This feature can also be managed in the 'Account' section under 'Security'. When offline, you will see a prompt on the login page to view your membership without internet. Confirm using your biometrics to proceed.

Lounge access is subject to availability on the day of your travel. If the lounge is at capacity, we recommend checking the app for alternative lounges you may visit.

Thank you for your feedback!

How was your experience?

We'd love to know.

1 = Poor, 10 = Excellent