Infinite card
ksa_visa_infinite_credit_card

Infinite Credit Card

The card of distinction for your distinguished life

Luxurious privileges, personalized services and unmatched security are just some of the special benefits you deserve with the Emirates NBD Visa Infinite Credit Card. Enjoy our most exclusive range of advantages specially designed to suit your lifestyle.
Upto 1 Cashback
Upto 1% Cashback
0 Installment Plans
0% Installment Plans*
Hours Assistance
Hours Assistance
Contactless Atheer Payment
Contactless Atheer Payment

*Applicable on selected merchants only

Plus Points

Get rewarded for
all your retail spends

Earn Plus Points and redeem them through call center toll free number 800 754 7777 or via any of our Online banking channels.

Earn 1 Plus Point for every 1 Riyal spend*

*Applicable on all spends except for SADAD, cash withdrawals / quasi cash transactions, wallet payments (based on merchant category code assigned by schemes)

Redeeming Plus Points

  • You can easily and instantly redeem your plus points through our toll free number 800 754 7777 or Our Online Banking Channels.
  • Your plus points balance will appear on your credit card section at Emirates NBD online banking.

To learn about Credit Cards Fees and Charges, Click here

See how much you can earn

SAR 0 SAR 4,000
SAR 0 SAR 30,000
SAR 0 SAR 3,000
SAR 0 SAR 3,000
SAR 0 SAR 5,000

With Emirates NBD Infinite Credit Card, you could earn

SAR {0} Cashback

per month, which is equal to {0} Plus Points

Please note that this is a just estimated calculation based on above amounts

The points to be redeemed should be minimum of 10,000 points and multiple of 10,000

Travel, Leisure & Lifestyle Benefits

Elect a journey with a peace of mind

Financial & Security Benefits

We have got you covered wherever you go

Assistance Services

Always by your side

UAE Offers

We bring the best UAE has to offer

Being one of the largest regional banks, we also have exclusive offers for our customers when they travel to the UAE for business or leisure; be it restaurants, family entertainment or health clubs and spas.
Bon Appetit

Bon Appétit

An exclusive dining experience
Know more
Good Times

GoodTimes

Open up a world of unique experiences
Know more
LiveWell

LiveWell

Find the healthier you, inside and out
Know more

Additional Benefits

Platinum Credit card brings you a host of additional benefits

Dragon Dining

Dragon Dining

Get complimentary access to over 200 airport restaurant offers globally
Know More
Agoda

Agoda.com

With access to over 985,000+ locations worldwide
Know More
Entertainer

Entertainer

Get complimentary access to the xperience with the Entertainer
Know More
Hotels

Hotels.com

Get an 8% discount on hotel stay bookings via www.hotels.com
Know More
YQ Meet

YQ Meet & assist

YQ is a global network of specialist airport meet & assist service partners
Know More

Disclosure Schedule

Card APR Annual Interest Rate Monthly Minimum Payment % Months to Payoff Balance Annual Fee
Infinite 44.07% 33% 5% 85 7,000 SAR 700

*APR Calculated on Credit Limit Amount of SAR 30,000

  • APR is subject to change depending on the card’s credit limit and outstanding balance.
  • Bank reserves the right to change fee and rates at any time with appropriate notice to customers.
  • Product tiers (Platinum or Infinite) and the Credit Limit assigned to customer is subject to Bank's internal policies and review of customer's credit report
  • Minimum Income required for Infinite cards is SAR 30,000

For the detailed fees and charged schedule, please click here.

Infinite Credit Card Calculator

SAR 0 SAR 0
Click here for Fees & Charges

APR is subject to change depending on the card's credit limit and outstanding balance.
Product tiers (Platinum or Infinite) and the Credit Limit assigned to customer is subject to Bank's internal policies and review of customer's credit report
Minimum Income required for Infinite cards is SAR 30,000

Last modification : 26th July 2023

APR
Annual Fee
{0} SAR

Monthly Interest Rate is
{0} % *

Bank reserves the right to change fee and rates at any time with appropriate notice to customers

*Subject to terms and conditions.

Requirements and documents

  • Filled application form
  • Copy of your original ID
  • Salary Certificate
  • Valid salary slip
  • Original bank statement for the last 6 months

Example 1 (Month 1):

  • Retail purchases worth SAR 10,000 on March 10th
  • Cash withdrawal of SAR 6,000 on 1st April

It is assumed that no previous balance is carried forward from the March 7th statement, the Cardholder will receive his April 7th statement detailing total transactions of SAR 16,075 (principal balance + cash advance fee of SAR 75 for every cash withdrawal).

The Cardholder needs to make a payment towards the outstanding within 23 days from the statement date (due date: April 30th). The payment can range between 5% and 100% of the outstanding amount.

Total interest charges for cash advance billed in the statement of April 7th will be SAR 6,075 × 33% × 7 days / 360 days* = SAR 38.98

* Interest on cash advance transactions is calculated on a daily basis since date of transaction until cash advance transaction amount is fully settled.

Example 2 (Month 2): In the following month starting April 7th, Cardholder will have the carry forward balance of SAR 16,113.98. In case a partial payment of SAR 3,000 is received on April 29th, interest charges for the May 7th statement will be calculated as per the following:

  • Retail transaction since date of transaction (Mar 10th) until date of payment (April 29th): SAR 10,000 × 33% × 50 days / 360 days** = SAR 458.33
  • Retail transaction since date of payment (April 29th) until statement issuance date (May 7th): SAR 10,000 × 33% × 9 days / 360 days** = SAR 82.50
  • Cash balance since last statement issuance date (April 7th) until date of payment (April 29th): SAR 6,113.98 × 33% × 21 days / 360 days = SAR 117.69
  • Cash balance since date of payment (April 29th) until statement issuance date (May 7th): SAR 3,113.98 × 33% × 9 days / 360 days = SAR 25.69

Total interest charges billed in the statement of May 7th will be SAR 684.21

**Interest on retail transactions is calculated on a daily basis since date of transaction, if the outstanding balance is not fully settled by the payment due date.

Example 3 (Month 3): Starting May 7th, Cardholder will have the carry forward balance of SAR 13,798.19. In case the customer does following transactions during this month:

  • Partial payment of SAR 3,500 on May 10th
  • Retail transaction of SAR 3,000 on May 16th
  • Cash withdrawal transaction of SAR 600 on May 18th

Interest charges will be calculated as per the following:

  • Retail balance since last statement issuance date (May 7th) until date of payment (May 10th): SAR 10,540.83 × 33% × 2 days / 360 days = SAR 19.32
  • Retail balance since date of payment (May 10th) until statement issuance date (June 7th): SAR 10,000 × 33% × 29 days / 360 days = SAR 265.83
  • Cash balance since last statement issuance date (May 7th) until date of payment (May 10th): SAR 3,257.36 × 33% × 2 days / 360 days = SAR 5.97
  • Cash balance since date of payment (May 10th) until statement issuance date (June 7th): SAR 298.19 × 33% × 29 days / 360 days = SAR 7.93
  • New cash advance since date of transaction (May 18th) until statement issuance date (June 7th)*: SAR 675 × 33% × 21 days / 360 = SAR 12.99

Total interest charges billed on the 7th of June statement will be SAR 312.04

Examples are Exclusive of Value Added Tax 15%

Card Months to Payoff Monthly Minimum Payment% Annual Interest Rate Balance
Infinite 85 5% 33% 7,000
  • Filled application form
  • Copy of your original ID
  • Salary Certificate
  • Valid salary slip
  • Original bank statement for the last 6 months

Example 1 (Month 1):

  • Retail purchases worth SAR 10,000 on March 10th
  • Cash withdrawal of SAR 6,000 on 1st April

It is assumed that no previous balance is carried forward from the March 7th statement, the Cardholder will receive his April 7th statement detailing total transactions of SAR 16,075 (principal balance + cash advance fee of SAR 75 for every cash withdrawal).

The Cardholder needs to make a payment towards the outstanding within 23 days from the statement date (due date: April 30th). The payment can range between 5% and 100% of the outstanding amount.

Total interest charges for cash advance billed in the statement of April 7th will be SAR 6,075 × 33% × 7 days / 360 days* = SAR 38.98

* Interest on cash advance transactions is calculated on a daily basis since date of transaction until cash advance transaction amount is fully settled.

Example 2 (Month 2): In the following month starting April 7th, Cardholder will have the carry forward balance of SAR 16,113.98. In case a partial payment of SAR 3,000 is received on April 29th, interest charges for the May 7th statement will be calculated as per the following:

  • Retail transaction since date of transaction (Mar 10th) until date of payment (April 29th): SAR 10,000 × 33% × 50 days / 360 days** = SAR 458.33
  • Retail transaction since date of payment (April 29th) until statement issuance date (May 7th): SAR 10,000 × 33% × 9 days / 360 days** = SAR 82.50
  • Cash balance since last statement issuance date (April 7th) until date of payment (April 29th): SAR 6,113.98 × 33% × 21 days / 360 days = SAR 117.69
  • Cash balance since date of payment (April 29th) until statement issuance date (May 7th): SAR 3,113.98 × 33% × 9 days / 360 days = SAR 25.69

Total interest charges billed in the statement of May 7th will be SAR 684.21

**Interest on retail transactions is calculated on a daily basis since date of transaction, if the outstanding balance is not fully settled by the payment due date.

Example 3 (Month 3): Starting May 7th, Cardholder will have the carry forward balance of SAR 13,798.19. In case the customer does following transactions during this month:

  • Partial payment of SAR 3,500 on May 10th
  • Retail transaction of SAR 3,000 on May 16th
  • Cash withdrawal transaction of SAR 600 on May 18th

Interest charges will be calculated as per the following:

  • Retail balance since last statement issuance date (May 7th) until date of payment (May 10th): SAR 10,540.83 × 33% × 2 days / 360 days = SAR 19.32
  • Retail balance since date of payment (May 10th) until statement issuance date (June 7th): SAR 10,000 × 33% × 29 days / 360 days = SAR 265.83
  • Cash balance since last statement issuance date (May 7th) until date of payment (May 10th): SAR 3,257.36 × 33% × 2 days / 360 days = SAR 5.97
  • Cash balance since date of payment (May 10th) until statement issuance date (June 7th): SAR 298.19 × 33% × 29 days / 360 days = SAR 7.93
  • New cash advance since date of transaction (May 18th) until statement issuance date (June 7th)*: SAR 675 × 33% × 21 days / 360 = SAR 12.99

Total interest charges billed on the 7th of June statement will be SAR 312.04

Examples are Exclusive of Value Added Tax 15%

Card Months to Payoff Monthly Minimum Payment% Annual Interest Rate Balance
Infinite 85 5% 33% 7,000

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