Get rewarded for
all your retail spends
Earn Plus Points and redeem them through call center toll free number 800 754 7777 or via any of our Online banking channels.
Earn 1 Plus Point for every 1 Riyal spend*
*Applicable on all spends except for SADAD, cash withdrawals / quasi cash transactions, wallet payments (based on merchant category code assigned by schemes)
Redeeming Plus Points
To learn about Credit Cards Fees and Charges, Click here
With Emirates NBD Infinite Credit Card, you could earn
SAR {0} Cashback
per month, which is equal to {0} Plus Points
Please note that this is a just estimated calculation based on above amounts
The points to be redeemed should be minimum of 10,000 points and multiple of 10,000
Card | APR | Annual Interest Rate | Monthly Minimum Payment % | Months to Payoff | Balance | Annual Fee |
---|---|---|---|---|---|---|
Infinite | 42.33% | 33% | 5% | 85 | 7,000 | SAR 700 |
*APR Calculated on Credit Limit Amount of SAR 50,000
For the detailed fees and charged schedule, please click here.
APR is subject to change depending on the card's credit limit and outstanding balance.
Product tiers (Platinum or Infinite) and the Credit Limit assigned to customer is subject to Bank's internal policies and review of customer's credit report
Minimum Income required for Infinite cards is SAR 30,000
Last modification : 26th July 2023
*Subject to terms and conditions.
Example 1 (Month 1):
It is assumed that no previous balance is carried forward from the March 7th statement, the Cardholder will receive his April 7th statement detailing total transactions of SAR 16,075 (principal balance + cash advance fee of SAR 75 for every cash withdrawal).
The Cardholder needs to make a payment towards the outstanding within 23 days from the statement date (due date: April 30th). The payment can range between 5% and 100% of the outstanding amount.
Total interest charges for cash advance billed in the statement of April 7th will be SAR 6,075 × 33% × 7 days / 360 days* = SAR 38.98
* Interest on cash advance transactions is calculated on a daily basis since date of transaction until cash advance transaction amount is fully settled.
Example 2 (Month 2): In the following month starting April 7th, Cardholder will have the carry forward balance of SAR 16,113.98. In case a partial payment of SAR 3,000 is received on April 29th, interest charges for the May 7th statement will be calculated as per the following:
Total interest charges billed in the statement of May 7th will be SAR 684.21
**Interest on retail transactions is calculated on a daily basis since date of transaction, if the outstanding balance is not fully settled by the payment due date.
Example 3 (Month 3): Starting May 7th, Cardholder will have the carry forward balance of SAR 13,798.19. In case the customer does following transactions during this month:
Interest charges will be calculated as per the following:
Total interest charges billed on the 7th of June statement will be SAR 312.04
Examples are Exclusive of Value Added Tax 15%
Card | Months to Payoff | Monthly Minimum Payment% | Annual Interest Rate | Balance |
---|---|---|---|---|
Infinite | 85 | 5% | 33% | 7,000 |
Example 1 (Month 1):
It is assumed that no previous balance is carried forward from the March 7th statement, the Cardholder will receive his April 7th statement detailing total transactions of SAR 16,075 (principal balance + cash advance fee of SAR 75 for every cash withdrawal).
The Cardholder needs to make a payment towards the outstanding within 23 days from the statement date (due date: April 30th). The payment can range between 5% and 100% of the outstanding amount.
Total interest charges for cash advance billed in the statement of April 7th will be SAR 6,075 × 33% × 7 days / 360 days* = SAR 38.98
* Interest on cash advance transactions is calculated on a daily basis since date of transaction until cash advance transaction amount is fully settled.
Example 2 (Month 2): In the following month starting April 7th, Cardholder will have the carry forward balance of SAR 16,113.98. In case a partial payment of SAR 3,000 is received on April 29th, interest charges for the May 7th statement will be calculated as per the following:
Total interest charges billed in the statement of May 7th will be SAR 684.21
**Interest on retail transactions is calculated on a daily basis since date of transaction, if the outstanding balance is not fully settled by the payment due date.
Example 3 (Month 3): Starting May 7th, Cardholder will have the carry forward balance of SAR 13,798.19. In case the customer does following transactions during this month:
Interest charges will be calculated as per the following:
Total interest charges billed on the 7th of June statement will be SAR 312.04
Examples are Exclusive of Value Added Tax 15%
Card | Months to Payoff | Monthly Minimum Payment% | Annual Interest Rate | Balance |
---|---|---|---|---|
Infinite | 85 | 5% | 33% | 7,000 |
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