Rahhala Platinum Credit Card

Your passport to endless journeys

Fly anywhere, anytime with benefits

Over 750 Airlines

Over 700,000 Hotels

Lifestyle benefits

Rahhala Platinum Credit Card

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Meet Rahhala

Inspired by the Arabic word for “traveler,” Rahhala is more than just a credit card – it’s your trusted companion for every adventure. Whether you're exploring new cities or discovering hidden gems closer to home, Rahhala is designed to reward your wanderlust at every step.

At a glance

Turn your spends into your next travel tickets

Annual fees

300

Minimum Salary

6,000

Key benefits and highlights

Rahhala Miles:

4 domestic spend gives 1 Rahhala Mile
3 international spend gives 1 Rahhala Mile

Rahhala Mile Exchange Program:

Convert any of your Rahhala Miles to your Favorite Frequent Flyer Program
- Saudi Airlines (AlFursan)
- Etihad Airlines (Etihad Guest)
- flynas (nasmiles)
Stay at over 700,000 hotels globally chosen for you
Book flights with over 750 airlines using your earned points and travel anywhere in the world.

Extra benefits:

Unlimited access to over 25 lounges worldwide via the Visa Airport Companion App.

Calculate your rewards

How much do you usually spend per month on...

Domestic Spend?

Dining?

International spends?

Supermarkets and groceries?

Fuel and utility payments?

Retail and other expenses?

With Emirates NBD Rahhala Platinum Credit Card, you could earn

Miles per month

Please note that this is a just estimated calculation based on above amounts

Rahhala Miles Exchange Program

Airline Miles Transfer

Convert any of your Rahhala Miles to your Favorite Frequent Flyer Program

AlFursan

Transfer each Rahhala Mile to Al Fursan Mile

Etihad Guest

Transfer each Rahhala Mile to Etihad Guest Mile

Nasmiles

Transfer each Rahhala Mile to nasmile

Or use your Rahhala Miles for

Hotel Booking

Stay at more than 700,000 hotels worldwide chosen for you

Flight Booking

Book your flight with more than 750 airlines and travel anywhere in the world

Know more

Earn Rahhala Miles with every spend

4 domestic spend
grants 1 Rahhala Mile

3 international spend
grants 1 Rahhala Mile

Benefits of your Rahhala Platinum Credit Card

Book your flight on emirates.com and instantly convert your payment into a 0% installment plan using your Rahhala Credit Card

Book now

Airport lounge access

Enjoy your stress-free trip with access to 1200 airport lounges around the world

Know more

Airport lounge access

Enjoy your stress-free trip with access to 1200 airport lounges around the world

Visa Airport Companion App brings you luxury airport lounge access privileges, in partnership with Dragon Pass.

Follow these simple steps to enjoy airport lounge access:

Airport lounge access for all credit cards is offered by Visa and their third-party provider(s) subject to the terms and conditions as mentioned in the Visa Airport Companion App.
To benefit from the lounge access program, it is mandatory to download the VISA Airport Companion App from the Apple Store or Google Play Store and register your eligible card.
The (VAC) “Visa Airport Companion” serves as a validity check for the access to the lounges, and associated benefits.
In the (VAC) “Visa Airport Companion App” refer to “How it works” section under “available entitlements” to learn more about the lounge access program.
- For details, you can refer to the program terms & conditions under the “How it works” section of the VAC App.
- A fee will be charged according to the airport lounge prices for each companion (more than one companion) who accesses the airport lounges with the cardholder based on credit card type/tier.
- If card is renewed or reissued, please update your Visa Companion App with the registration of the new card.
In addition of VAC terms and conditions, customer must spend a minimum amount of 3,000 during the month the respective benefit was utilized excluding transfer made to digital wallets and digital banks.
If your credit card is renewed/reissued with a different number, spend criteria as mentioned in clause “D” above must be adhered to avoid being charged a fee for the lounge visit.
If customer spends below the required monthly spend of 3,000 in the month when the airport lounge access benefit was utilized, the cardholder will be levied an airport lounge access fee within 3-statement cycles from the actual date of the visit to the lounge.

Through the App, you can discover a curated selection of lounges across global airport destination, complete with bespoke privileges linked to your Visa card. Moreover, you can instantly access the latest information on all the airport lounge access available.

For more information on your lounge benefits.

Download from App Store Download from Google Play

Terms and Conditions apply.

All week at VOX

Buy 1 get 1 Free Movie Tickets

Know more

All week at VOX

Buy 1 get 1 Free Movie Tickets

Enjoy an unprecedented offer brought by your Emirates NBD Credit Card

Emirates NBD - KSA is proud to be the first bank in KSA offering Buy 1 get 1 Free movie tickets at VOX on all week. Additional Experiences are available for Infinite Credit Card holders only!

Terms and Conditions:

Emirates NBD – KSA means Branch of Emirates NBD Bank in KSA, with a commercial registration number 1010191741, Licensed, Regulated and Supervised by the Saudi Central Bank by virtue of License number 1/150 dated 23/1/1423 H ("Emirates NBD").
Offer is valid till 28 February 2026.
Valid on all Emirates NBD Credit Cards issued in KSA.
Applicable in Riyadh, Jeddah, Dammam, Jubail, Hail and Tabuk.
Offer Valid for select VOX experience – 2D/3D Standard, 2D/3D Premium View, 2D/3D Kids only (for all Credit Cards).
To avail the offer in the app, select Paying with Credit Card.
Add your Emirates NBD Credit Card and select the offer "Emirates NBD BOGOF on all week" and proceed.
The discount will be applied before transaction takes place.
Please add all your required tickets during checkout.
Maximum of 4 free tickets can be availed per transaction.
A Maximum of 8 free tickets can be granted per month per customer.
This offer does not cover beverages and snacks.
Promotion is only valid for tickets purchased online.
Offer cannot be availed when checking out as a guest.
This offer is not valid in conjunction with any other offer or promotion.
Tickets purchased under the offer are non-refundable and cannot be transferred.
Emirates NBD reserves the right to amend or withdraw this offer at any time without prior notice.
This offer is brought on a best-offer basis. Emirates NBD is not responsible for the quality of goods and services delivered by VOX Cinemas. In case of any dispute, Emirates NBD's decision for resolution will be final and binding.
Subject to Emirates NBD’s fair usage policy.
This offer will not apply if you pay via Apple Pay.
Terms and conditions for Emirates NBD Credit Cards shall apply.
Emirates NBD, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if he violates these terms and conditions or the terms of use of the product or the bank account, or attempts to tamper with the instructions and mechanism for benefiting from this offer.
These terms and conditions are governed by the laws, regulations, and courts of the Kingdom of Saudi Arabia.
Infinite Credit Card holders have additional experiences (VIP Regular, Century Corner, Jeddah Park regular, Century Corner / Jeddah Park premium, Century Corner wheelchair, MAX regular, MAX premium view, IMAX Riyadh Park, IMAX Standard, IMAX Premium View, MAX Lounger, IMAX Lounger).
(until 28 February 2026 for additional experience).
If you need further assistance, please call: 800 754 7777.
Infinite tier Emirates NBD KSA Credit Cardholders will need to maintain a monthly minimum spend of 3,000 during the month the respective benefit is utilized, (Platinum tier Credit Cardholders, the minimum monthly spend should be 1,000).
If the spend is below the required amount, where applicable, the cardholder will be charged a fee equivalent to the benefit utilized on their Credit Card.

Installment Payment Plans

Shop to your heart's content, pay in small amounts!

Shop with Emirates NBD Credit Cards for electronics, jewelry, home decor, travel & entertainment and many more,and get interest rates as low as 0%*.

Just call us on 800 754 7777 or log in to your mobile or internet banking within 5 days of making your purchase and choose a plan that best suits your needs.

*Terms and Conditions apply

0% Interest at participating merchants

3-12 Months easy installments

Low interest rates for all your purchases

Explore exciting deals on Emirates NBD Cards

Restaurants

Good deals taste good

Know more

Shopping

Discounts on your favourite merchants

Know more

0% Installment Plan

Shop your heart's content

Know more

More advantages exclusively for you

Pay on the go with Emirates NBD Cards

Make secure, cashless payments using your compatible phone or wearable.

Disclosure Schedule

Card	Monthly Interest Rate	APR	Annual Interest Rate	Monthly Minimum Payment %	Months to Payoff	Balance	Annual Fee
Rahhala Platinum	3.20%	48.65%	38.40%	5%	85	7,000	300

*APR Calculated on Credit Limit Amount of 30,000.
APR is subject to change depending on the card’s credit limit and outstanding balance.
Bank reserves the right to change fee and rates at any time with appropriate notice to customers.
Product tiers (Platinum or Infinite) and the Credit Limit assigned to customer is subject to Bank's internal policies and review of customer's credit report.

For the detailed fees and charged schedule, please click here.

Rahhala Platinum Credit Card Calculator

Click here for Fees & Charges

APR is subject to change depending on the card's credit limit and outstanding balance.
Product tiers (Platinum or Infinite) and the Credit Limit assigned to customer is subject to Bank's internal policies and review of customer's credit report

Last modification : 2^nd November 2025

APR

Annual Fee

{0}

Monthly Interest Rate is
{0} % *

Bank reserves the right to change fee and rates at any time with appropriate notice to customers

*Subject to terms and conditions.

Required Documents

Filled application form
Copy of your original ID
Salary Certificate
Valid salary slip
Original bank statement for the last 6 months

Example of how interest is calculated

Example 1 (Month 1): Assuming that the Cardholder is assigned the statement billing date as 7th day of every month, and he does the following transactions in the billing period 7th March and 7th April.

Retail purchases worth 10,000 on March 10th
Cash withdrawal of 6,000 on 1st April

It is assumed that no previous balance is carried forward from the March 7th statement, the Cardholder will receive his April 7th statement detailing total transactions of 16,075 (principal balance + cash advance fee of 75 for every cash withdrawal).

The Cardholder needs to make a payment towards the outstanding within 25 days from the statement date, The payment can range between 5% of the outstanding amount.

Example 2 (Month 2): In the following month starting April 7th, Cardholder will have the carry forward balance of 16,075. In case a partial payment of 3,000 is received on 1^st May, interest charges for the May 7th statement will be calculated as per the following:

Retail transaction since date of transaction (Mar 10th) until date of payment (1^st May): 10,000 x 38.40% x 53 days / 360 days** = 565.33
Retail transaction since date of payment (1^st May) until statement issuance date (May 7th): 10,000 x 38.40% x 5 days / 360 days** = 53.33
Cash balance since date of payment (1^st May) until statement issuance date (May 7^th): 3,000 x 38.40% x 6 days / 360 days = 19.20

Total interest charges billed in the statement of May 7th will be 637.86

**Interest on retail transactions is calculated daily since date of transaction, if the outstanding balance is not fully settled by the payment due date.

Example 3 (Month 3): Starting May 7^th , Cardholder will have the carry forward balance of 13,637.86

In case the customer does following transactions during this month:

Partial payment of 3,500 on May 10^th
Retail transaction of 3,000 on May 16^th
Cash withdrawal transaction of 600 on May 18^th

Interest charges will be calculated as per the following:

Retail balance since last statement issuance date (May 7^th) until date of payment (May 10th): 10,137.86x 38.40% x 3 days / 360 days = 32.44
Retail balance since date of payment (May 10^th) until statement issuance date (June 7th): 10,137.86x 38.40% x 29 days / 360 days = 313.60

Total interest charges billed on the 7^th of June statement will be 346.04

Examples are Excusive of Value Added Tax 15%

Example of minimum payment

Card	Months to Payoff	Monthly Minimum Payment%	Annual Interest Rate	Balance
Rahhala Platinum	85	5%	38.40%	7,000

Required Documents

Filled application form
Copy of your original ID
Salary Certificate
Valid salary slip
Original bank statement for the last 6 months

Example of how interest is calculated

Retail purchases worth 10,000 on March 10th
Cash withdrawal of 6,000 on 1st April

The Cardholder needs to make a payment towards the outstanding within 25 days from the statement date, The payment can range between 5% of the outstanding amount.

Retail transaction since date of transaction (Mar 10th) until date of payment (1^st May): 10,000 x 38.40% x 53 days / 360 days** = 565.33
Retail transaction since date of payment (1^st May) until statement issuance date (May 7th): 10,000 x 38.40% x 5 days / 360 days** = 53.33
Cash balance since date of payment (1^st May) until statement issuance date (May 7^th): 3,000 x 38.40% x 6 days / 360 days = 19.20

Total interest charges billed in the statement of May 7th will be 637.86

**Interest on retail transactions is calculated daily since date of transaction, if the outstanding balance is not fully settled by the payment due date.

Example 3 (Month 3): Starting May 7^th , Cardholder will have the carry forward balance of 13,637.86

In case the customer does following transactions during this month:

Partial payment of 3,500 on May 10^th
Retail transaction of 3,000 on May 16^th
Cash withdrawal transaction of 600 on May 18^th

Interest charges will be calculated as per the following:

Retail balance since last statement issuance date (May 7^th) until date of payment (May 10th): 10,137.86x 38.40% x 3 days / 360 days = 32.44
Retail balance since date of payment (May 10^th) until statement issuance date (June 7th): 10,137.86x 38.40% x 29 days / 360 days = 313.60

Total interest charges billed on the 7^th of June statement will be 346.04

Examples are Excusive of Value Added Tax 15%

Example of minimum payment

Card	Months to Payoff	Monthly Minimum Payment%	Annual Interest Rate	Balance
Rahhala Platinum	85	5%	38.40%	7,000

Fees & Charges

Emirates NBD Credit Cards	Rahhala Platinum
Membership Fees
Annual Fee	300
Supplementary Cards (Up to 5 Cards)	Free
Other Fees and Charges
Annual Percentage Rate (APR)*	48.65%
Interest Rate (Retail Purchases) Interest Rate (Cash Advance)	3.20%
Cash withdrawal fees (ATM withdrawal, current account transfer)	3% of the withdrawal amount with a maximum of 75
Cash advance fee (electronic wallet charging)	Free
Late Payment Fee	50
Foreign Currency Transaction Fee	2.00%
Card Replacement Fee	15
Copy of Sales Voucher	50
Duplicate Statement Fee (per copy)
Up to last 3 months	Free
General
Payment Due Date	25 Days
Credit Period	Up to 53 Days
Minimum Payment Due	5% of the outstanding limit
Cash Advance Limit	30%

All Charges are subject to Value Added Tax 15%.
*APR Calculated on Credit Limit Amount 30,000 and is inclusive of VAT.

Frequently Asked Questions

What is Emirates NBD Rahhala Credit Card?

A travel proposition Credit Card that comes in two tiers, Platinum and Infinite.

Is there a reward proposition for this card?

Cardholders will collect Rahhala Miles based on their domestic and international spends.

Where can the cardholder redeem the collected Rahhala Miles?

The cardholder can exchange the Rahhala Miles with Airline miles, directly book a flight ticket, or book a hotel stay around the world .

Is offer VOX Cinemas "Buy One Get One Free" (BOGOF) offer free for Platinum cardholders?

Yes, to benefit of free cinema ticket offer, Platinum cardholders must spend “ 1,000” during the month in which the service/feature was used.

Example: if you have used (BOGOF) offer in the month of March, please ensure you have spent “ 1,000” in the month of March to avail the service for free.

Is lounge access complimentary for Platinum cardholders?

Enjoy complimentary access to 25 airport lounges. kindly ensure you meet the spend criteria “ 1,000” during the month in which the service/feature visit was used.

*Please refer to Visa Airport Companion app entitlement to learn more about the lounge access program.

What is Emirates NBD Rahhala Credit Card?

A travel proposition Credit Card that comes in two tiers, Platinum and Infinite.

Is there a reward proposition for this card?

Cardholders will collect Rahhala Miles based on their domestic and international spends.

Where can the cardholder redeem the collected Rahhala Miles?

The cardholder can exchange the Rahhala Miles with Airline miles, directly book a flight ticket, or book a hotel stay around the world .

Is offer VOX Cinemas "Buy One Get One Free" (BOGOF) offer free for Platinum cardholders?

Yes, to benefit of free cinema ticket offer, Platinum cardholders must spend “ 1,000” during the month in which the service/feature was used.

Example: if you have used (BOGOF) offer in the month of March, please ensure you have spent “ 1,000” in the month of March to avail the service for free.

Is lounge access complimentary for Platinum cardholders?

Enjoy complimentary access to 25 airport lounges. kindly ensure you meet the spend criteria “ 1,000” during the month in which the service/feature visit was used.

*Please refer to Visa Airport Companion app entitlement to learn more about the lounge access program.

When will the airport lounge access fee be deducted?

The fee will be applied to the cardholder's statement within three (3) statement cycles from the date of use of the service/benefit.

How can the cardholder redeem the collected Rahhala Miles?

The cardholder can visit www.emiratesnbdrewards.sa and register to create an account in order to view the collected Miles and redeem them in the preferred way.

Useful Links

Schedule of Charges

Credit Cards Terms & Conditions

Transaction Dispute Form

Installment Payment Plan Terms & Conditions

New updates to Emirates NBD Credit Cards Terms & Conditions

Rahhala Platinum Credit Card

Your passport to endless journeys

Meet Rahhala

At a glance

Key benefits and highlights

Calculate your rewards

How much do you usually spend per month on...

Rahhala Miles Exchange Program

Airline Miles Transfer

AlFursan

Etihad Guest

Nasmiles

Hotel Booking

Flight Booking

Earn Rahhala Miles with every spend

4 domestic spendgrants 1 Rahhala Mile

3 international spend grants 1 Rahhala Mile

Benefits of your Rahhala Platinum Credit Card

Book your flight on emirates.com and instantly convert your payment into a 0% installment plan using your Rahhala Credit Card

Airport lounge access

All week at VOX

Installment Payment Plans

Shop to your heart's content, pay in small amounts!

Explore exciting deals on Emirates NBD Cards

Restaurants

Good deals taste good

Shopping

Discounts on your favourite merchants

0% Installment Plan

Shop your heart's content

More advantages exclusively for you

Disclosure Schedule

Rahhala Platinum Credit Card Calculator

Fees & Charges

Frequently Asked Questions

Useful Links

How was your experience?

4 domestic spend
grants 1 Rahhala Mile

3 international spend
grants 1 Rahhala Mile