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BUSINESS BANKING
Creating real solutions in real time to give your business a global edge
Emirates NBD Business Banking is the preferred partner for economic growth. Our extensive suite of products and services are designed to give your business every advantage in local and international markets.
SMALL AND MEDIUM ENTERPRISES
Start local, grow global
Emirates NBD shares the entrepreneurial spirit of SMEs and supports every one with customized product packages, responsive services and access to expert advice. With our wide network and extensive product solutions, you can plan on expanding business operations even at the earliest stages.
Disclosure of Interest Rates & Financing
| Product | APR | Management Fee |
| Short Term loan | between 4.5% and 10% | 1.75% to 4% (of the financed amount) |
| Medium Term Loan | Between 5% and 10% | 2% to 4% (of the financed amount) |
Examples:
- STL for Direct payment to Supplier for SAR 1,620,000 with tenor of 172 days and an APR of 5.5% would have a profit of SAR 42,547.86.
- STL for Direct payment to Supplier for SAR 600,000 with tenor of 123 days and an APR of 6.75% would have a profit of SAR 13,840.43.
- STL for Direct payment to Supplier for SAR 150,000 with tenor of 100 days and an APR of 8.2% would have a profit of SAR 3,452.38.
Disclosure of Interest Rates & Financing
| Product | APR | Management Fee |
| Short Term loan | between 4.5% and 10% | 1.75% to 4% (of the financed amount) |
| Medium Term Loan | Between 5% and 10% | 2% to 4% (of the financed amount) |
Examples:
- STL for Direct payment to Supplier for SAR 1,620,000 with tenor of 172 days and an APR of 5.5% would have a profit of SAR 42,547.86.
- STL for Direct payment to Supplier for SAR 600,000 with tenor of 123 days and an APR of 6.75% would have a profit of SAR 13,840.43.
- STL for Direct payment to Supplier for SAR 150,000 with tenor of 100 days and an APR of 8.2% would have a profit of SAR 3,452.38.
COMMERCIAL BANKING
Optimized solutions for
maximum growth
Mid-caps are the driving force behind KSA's economy and as such are a vital sector requiring bespoke solutions for specific business needs. Our Commercial Banking unit is comprised of experts across industries and regions, covering Riyadh, Al Khobar and Jeddah, and backed by the strength of Emirates NBD's worldwide network spanning the UK, GCC and Asia.
You can confidently expand your business beyond borders with our expert knowledge and extensive network to support you every step of the way.
At Emirates NBD we understand that in business no one solution fits all. Our Commercial Banking unit offers tailor-made products and services to suit your specific needs
DIRECT FINANCING
Empowering your
business's success
Strengthen your presence in the region with our specialized financing solution designed to give you an edge in the local market. Our customized suite of services provide you the support you need in trading, projects and contracts, as well as easing your daily operations with steamlined processes, including letters of guarantee, letters of credit, short- and medium-term loans, and bills discounting/progress payment financing.
TRADE FINANCE
Opening doors to opportunities anywhere in the world
Opportunities are everywhere. Emirates NBD empowers you with the right tools and expert guidance to ensure you make informed, timely decisions to take your business further. And with our wide network of correspondent banks around the world helping you keep track of your transactions, you can trade confidently and with complete peace of mind wherever opportunities are found.
Emirates NBD Trade Finance services are designed to offer your business every advantage, covering a range of local and international trade requirements:
- Letter of Credit for flexible and convenient payments
- Documentary Collection is flexible and less formal
- Guarantees to facilitate your business activities
- Local and foreign bills discounting for fast & smooth payment solutions
- Factoring to facilitate efficient collection of account receivables domestically & internationally
CASH MANAGEMENT
Seize opportunities as they come with optimized cash flow
Emirates NBD offers a full range of Cash Management specially designed to accelerate receivables, control payments, deliver reporting tools and efficiently manage cash flow, complemented by a worldwide network and a team of expert advisors to you can maximize business opportunities anywhere in the world.
TIME DEPOSITS
Secure your business's future success today
Invest your money in our wide range of Time Deposits and enjoy competitive profit rates and a host of features and benefits, including:
Available in local and major foreign currencies
Flexible tenor up to
12 months
Profit Margin Payment
at maturity
Automatic renewal at
maturity date
Can be used as collateral
for finance or overdrafts
CURRENT ACCOUNTS
Day to day banking
made simple and accessible
Emirates NBD makes your day to day banking easy and convenient, giving you more time to focus on your business's growth.
Non-profit margin bearing account
Cheque book facility
Available in SAR and major international currencies
Account opening
Open your Account
And experience convenient day to day banking
smartBUSINESS
The best business partner, available 24/7
Every second counts in the global economy. Seize opportunities as they come with smartBUSINESS, our secure web-based platform that gives you access to your account and make transactions any time, any day of the year.
Payments
Remittances
Trade Finance
services
Requests
and reports
Customer Care
About Emirates NBD KSA
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