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SAR 300,000 SAR 5,000,000
1 Year(s) 30 Year(s)
10 % 90 %

Monthly Installment

SAR

* Interest rates are subject to daily change without notice and may affect the amount for which you qualify. The Bank reserves the right to cancel this pre-qualification at any time without any liability on the Bank or any of its directors and employees. The final approval will be subject to the Bank's credit policy and the satisfaction of all the securities and requirements requested by the Bank.

Murabaha Home Financing

A house that your family can call home

Own your home on installments with Murabaha Home Financing product. Features of this financing include:

  • An approved product by the Shariah committee in the form of Murabaha.
  • Financing with a fixed competitive annual percentage rate.
  • Available for Salary Transfer, Non-Salary Transfer and Self-employed customers.
  • Loan to value up to 90% for first home buyer*, and up to 70% for second home buyer
  • Maximum financing amount upto 5,000,000 Saudi Riyals
  • Financing period up to 30 years.

* Depending on segment type : Maximum 70% LTV for second property.

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Eligibility

  • Applicant must be a Saudi National
  • The applicant must be 21 years old at the start of the funding, and not older than 65 years at the end of the payment
  • Property must be a within the boarders of the Kingdom of Saudi Arabia
  • Applicant’s length of service should not be less than 3 months
  • Minimum monthly salary of SAR 8,000 for salary transfer customers and SAR 10,000 for non- salary transfer customers

Example:For a home financing of SAR 1,000,000 over 20 years, the APR will be 7.22% and the monthly installment would be SAR 7,750. In case of early settlement, 3 following months profit will be charged. Management fee of 1% from financed amount or capped at SAR 5,000 whichever is lower (including evaluation fee).
Terms and conditions apply

  • Applicant must be a Saudi National
  • The applicant must be 21 years old at the start of the funding, and not older than 65 years at the end of the payment
  • Property must be a within the boarders of the Kingdom of Saudi Arabia
  • Applicant’s length of service should not be less than 3 months
  • Minimum monthly salary of SAR 8,000 for salary transfer customers and SAR 10,000 for non- salary transfer customers

Example:For a home financing of SAR 1,000,000 over 20 years, the APR will be 7.22% and the monthly installment would be SAR 7,750. In case of early settlement, 3 following months profit will be charged. Management fee of 1% from financed amount or capped at SAR 5,000 whichever is lower (including evaluation fee).
Terms and conditions apply

Required Documents

For a better experience, please prepare the following documents:

  • The proof pf ownership.
  • A copy of building permit, and the building completion certificate.
  • A filled and signed seller’s proposal by the property owner.
  • A copy of the seller’s valid ID
  • Property location sketch.
  • Filling the home financing application form.
  • A detailed salary slip that includes the allowances “if any”.
  • A copy of the valid ID.
  • A statement of account for the last 3 months that shows receiving the salary.

For a better experience, please prepare the following documents:

  • The proof pf ownership.
  • A copy of building permit, and the building completion certificate.
  • A filled and signed seller’s proposal by the property owner.
  • A copy of the seller’s valid ID
  • Property location sketch.
  • Filling the home financing application form.
  • A detailed salary slip that includes the allowances “if any”.
  • A copy of the valid ID.
  • A statement of account for the last 3 months that shows receiving the salary.
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Home Finance for properties in the UAE

Unlock the doorway to your dream home in the UAE with Emirates NBD Home Loan

We are delighted to bring our customers from the Kingdom of Saudi Arabia an exclusive offer on Emirates NBD Home Loan for buying properties in the UAE.

You can now take advantage of our special offer and its benefits that’s created for our customers from overseas:

1

Affordable EMIs

2

Longer tenors

3

No fees

4

Higher loan amounts

Terms and Conditions apply.
Available for Emirates NBD UAE customers only
*Linked to 1-month EIBOR + 2.25% p.a reducing margin.
**Application, Valuation & Processing fees.
***Valuation refundable at disbursal.
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