Murabaha Home Finance

SAR 300,000 SAR 5,000,000
5 Year(s) 30 Year(s)
SAR 1,000 SAR 100,000
10 % 90 %
SAR 0 SAR 500,000
SAR 0 SAR 500,000

1. Salary Assigned ?

2. Approved Employer ?

3. First Property ?







{0} SAR

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Features and Benefits

Owning your dream home is now easier

An approved product by the Shariah committee in the form of Murabaha
Available in fixed pricing and financing with a fixed competitive annual percentage rate
Available for government, semi-government, and private sectors
Loan to value starts from 85% up to 90%**
Maximum financing amount up to 5,000,000 Saudi Riyals
Financing period up to 30 years
Waiver of outstanding amount in case of death or permanent disability, God forbid
Fast and easy processing

* Depending on segment type : Maximum 70% LTV for second property.


  • Applicant must be a Saudi National
  • The applicant must be 21 years old
  • Property must be a within the boarders of the Kingdom of Saudi Arabia
  • Applicant’s length of service should not be less than 3 months
  • Minimum monthly salary of SAR 9,000 for salary transfer customers and SAR 12,000 for non- salary transfer customers

Example:For a home financing of SAR 1,000,000 over 20 years, the APR will be 7.22% and the monthly installment would be SAR 7,750. In case of early settlement, 3 following months profit will be charged. Management fee of 1% from financed amount or capped at SAR 5,000 whichever is lower (including evaluation fee).
Terms and conditions apply

Required Documents

For a better experience, please prepare the following documents:

  • The proof pf ownership.
  • A copy of building permit, and the building completion certificate.
  • A filled and signed seller’s proposal by the property owner.
  • A copy of the seller’s valid ID
  • Property location sketch.
  • Filling the home financing application form.
  • A detailed salary slip that includes the allowances “if any”.
  • A copy of the valid ID.
  • A statement of account for the last 3 months that shows receiving the salary.

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