Travel spends with 100% FX fee cashback

Offer at a glance

Earn 100% cashback on foreign exchange (FX) fees on eligible international transactions, capped at 200. Selected Emirates NBD KSA credit cardholders receive this cashback when they meet their personalised international-spend target between 15 September 2026 until 15 October 2026.

Cashback

100% of FX fees back

Reward cap

Up to

200 per customer

Campaign period

15 September 2026 until 15 October 2026

Eligibility

Sent by SMS or "VIA" email invite

Terms & conditions

Read all terms and conditions

Offer terms and conditions

This offer is applicable only to Emirates NBD — KSA credit cardholders who receive the campaign communication from the Bank through SMS and/or email.
The offer is valid from 15 September 2026 until 15 October 2026 (both days are inclusive).
Eligible cardholders will be assigned a personalized international spend target, which will be communicated individually through personalized SMS and/or EDM channels.
Upon successfully meeting the assigned personalized international spend target during the campaign period, eligible cardholders will receive 100% cashback on the foreign exchange transaction fees (FX fees) incurred on eligible international transactions, capped at 200.
The maximum cashback reward is capped at 200 per customer for the entire campaign period.
Eligible transactions made during the campaign period across all existing credit card under the customer’s name, including primary and supplementary cards, will be aggregated for this offer; the total combined cashback will remain capped at 200 per customer.
If the campaign requirements are met, the total eligible cashback earned will be credited to the primary credit card by 31 December 2026.
The cashback will be credited to the customer in Saudi Riyal.
Only international retail purchase transactions made through point of sale (POS) devices outside Saudi Arabia will qualify towards the campaign spend requirement. All local transactions within Saudi Arabia are excluded from this offer.
Transactions made in Saudi Riyal (SAR) are not eligible. Only international transactions made in foreign currency (non-SAR) will qualify under the campaign spend requirement.
This campaign is applicable only on active Emirates NBD KSA credit card.
Reversed / refunded transactions, bill payments, SADAD, cash withdrawal, digital wallets top-up, payment of financial charges and Bank fees are excluded from the offer.
Cardholders who cancel or terminate their credit card before the cashback is credited will not be eligible for this offer.
If the credit card is overdue, blocked or suspended at the time of cashback processing, the customer will not be eligible for the offer, subject to the Bank’s discretion.
Foreign currency transactions that are not in your billing currency are converted into your billing currency by the card scheme (Visa) or Emirates NBD-KSA using their applicable exchange rates on the day conversion is made (which may involve a conversion to US Dollars or any other foreign currency).

General terms and conditions

The terms and conditions for Branch of Emirates NBD — Kingdom of Saudi Arabia (“Emirates NBD”) credit card shall apply.
Cards that are blocked or delinquent will be excluded from the offer.
Emirates NBD reserves the right to amend these terms and conditions in accordance with the relevant laws and regulations.
Emirates NBD, in its absolute discretion, reserves the right to prevent any individual from benefiting from the offer if he violates these terms and conditions or the terms of use of the product or the Bank account or attempts to tamper with the instructions and mechanism for benefiting from this offer.
These terms and conditions are subject to the laws, regulations and courts of the Kingdom of Saudi Arabia.
These terms and conditions have been drafted in both Arabic and English versions, in case of any discrepancies, the Arabic version shall prevail.