smartBUSINESS is a smart, secure and convenient online transaction platform offering multiple benefits to your business

Global access at no additional investment

Ability to initiate and authorise a wide range of financial and non-financial transactions 24/7

Flexible access setup that can be replicated for other authorised users

Transparent and traceable authorisation tracking

Increased productivity with ability to do multiple transactions on the go

Save time and effort with ability to upload a variety of file formats

More efficient handling of vendor queries

Auto email notification of payment to vendors/employees

Customised exchange rates published and used in the transaction

Simplified account reconciliation

Introducing Salary WPS on smartBUSINESS

In line with SAMA/MOL mandate

The Wages Protection System (WPS) has been implemented by SAMA (Saudi Arabian Monetary Agency) and Ministry of Labour (MOL) to provide a secure and efficient mechanism for timely payment of wages to your employees.

smartBUSINESS Salary WPS enables you to execute Salary payment for your employees and view status of the payment on real time basis.

On smartBUSINESS Salary WPS, you will be able to

For any further clarification, please contact our smartBUSINESS Customer Service team on email or Contact: +966112825546 / +966114137542

  • Initiate payment using file upload and Basket for upto 10 transactions.
  • Pay in both Local and foreign currency (Account transfer/Other bank)
  • Bank will process the payments as per the cut off time below:
    • Account transfer : 4 pm
    • SARIE transfer : 3 pm
    • Foreign currency : 4 pm
  • View and track the status of payment/s online.
  • Download digitally signed Output Wages file/Salary report with exact status of your payments. This file then has to be submitted to MOL/WPS as confirmation.
    • Account transfer payments file will be available on the same day of processing.
    • Other bank payments file will be available after 5 working days from processing date.
    • Account transfer and Other bank payments (mix records) file will be available after 5 working days from processing date.

System Requirements

For a seamless and secure smartBUSINESS experience, we recommend the following hardware requirements

Processor Speed 500 Mhz or Higher
RAM 64 MB or higher
Communication Internet Connection through ISDN or ADSL
Operating System Windows NT/95/98/ME/2000/XP/Vista/Windows7 (English Versions)
Browser Internet Explorer 5.5 or higher
Screen Resolution 1024 x 768 resolution

Note: It is recommended that you have all the latest security updates from Microsoft windows site


Click here to fill out the application form and sign up to start improving your business efficiency.